Choosing an Account
Online Checking
Rewards Checking
Avoiding Fees
Overdraft Protection
Comparing Accounts

How do I choose a checking account?


Because it's the account you'll conduct most of your day-to-day transactions through, finding the right checking account is essential. When you're shopping for a checking account, here are some features you may want to look for:

  • Low fees
  • A strong customer service reputation
  • Up-to-date online and mobile banking options
  • A competitive interest rate (if you prefer an account that offers interest)

One size doesn't fit all when it comes to checking accounts. You may want free checking for a low balance and cutting-edge mobile banking options, while your neighbor may prioritize having better interest rates. This is why shopping around is critical.

What should I consider before starting a checking account with an online bank? >>

Disclaimer: The savings offers appearing in this table with the words "Advertiser Comments" are advertisers from which this website receives compensation for being listed here. While these advertisers have attractive rates, they do not represent all deposit accounts available.
high interest savings accounts

Review checking accounts from leading online banks

 Account Type
 Zip Code


Minimum to earn APY $1500


Rates as of 7/23/2014
FDIC Insured

Advertiser Comments

  • Convenience of a Checking Account with the Earnings of a Savings Account
  • Low Minimum Opening Deposit of $100
  • Free Online Banking and a National Network of 22,000 ATM's


Minimum to earn APY $100


Rates as of 7/23/2014
FDIC Insured

Advertiser Comments

  • Flexible Online Checking. ATM Rebates. Online Bill Paying.
  • Free Checking & Low Service Fees.
  • Hassle Free Checking.


Minimum to earn APY $25000


Rates as of 7/23/2014
FDIC Insured

Advertiser Comments

  • 1.40% Bonus Rate for the first 6 months up to $100k (2)
  • .93% First-year APY on balances $25k-$49.9k (2)
  • Mobile Check Deposits (6)

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