Three Key Advantages to Banking Online
Online banks have become increasingly popular in the past several years for one simple reason: they often can offer the best savings interest rates.
Track Your Spending to Save More
Tracking your spending is a powerful way to see your personal finances in action--and to build your savings account.
Earn Extra Cash with an Income-Boosting Hobby
Not reaching your financial goals fast enough? When you can't cut back on expenses any more, look to your hobbies to bring in extra cash.
Get a High Yield Savings Account or High Interest Money Market Account from Online Banks You Can Trust
Money market and savings account rates updated daily.
- Institution
- Type
- Rate
- APY
-
Min. to
Earn APY - Details
-
-
MMA
-
1.25%
-
1.26%
-
$1,500
- New customers get 3 mo. 2.25% bonus rate (<$50K) and 1st yr. 1.51% APY
-
-
- Rates as of 7/30/2010
- FDIC Insured
-
-
Savings
-
1.29%
-
1.30%
-
$0
- Member FDIC. No minimums and no fees.
-
-
- Rates as of 7/30/2010
- FDIC Insured
-
-
Savings
-
1.28%
-
1.29%
-
$0
- Named Best Savings Account by Kiplinger's Personal Finance 2009.
-
-
- Rates as of 7/30/2010
- FDIC Insured
- Capital One Direct Banking
-
Savings
-
1.34%
-
1.35%
-
$2,500
- Superior Rate plus a 10% bonus on interest earned*.
-
-
- Rates as of 7/30/2010
- FDIC Insured
- WTDirect
-
Savings
-
1.20%
-
1.21%
-
$10,000
- Superior Saving. Superior Service. Open an FDIC-Insured Account Today!
-
-
- Rates as of 7/30/2010
- FDIC Insured
- AIG Bank
-
MMA
-
1.18%
-
1.19%
-
$10,000
- FDIC insured. Open an account online or by phone!
-
-
- Rates as of 7/29/2010
- FDIC Insured
- Zions Bank
-
Savings
-
1.10%
-
1.11%
-
$100
- Beat the US Average. Simple to Open, No Fees, Banking since 1873.
-
-
- Rates as of 7/30/2010
- FDIC Insured
- FNBO Direct
-
Savings
-
1.09%
-
1.10%
-
$1
- Named Best Place to Park Your Emergency Cash by Money Magazine.
-
-
- Rates as of 7/30/2010
- FDIC Insured
- ING DIRECT
-
Savings
-
1.09%
-
1.10%
-
$0
- Save your money with ING DIRECT. High Interest. No Fees. No Minimums.
-
-
- Rates as of 7/30/2010
- FDIC Insured
Rates/APY terms above are current as of the date indicated. The quotes above are from banks and thrifts, all of which have paid for a link to their website. Bank and thrift deposits are insured by the FDIC. Rates are subject to change without notice and may not be the same at all branches.
| Institution | Type | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| SmartyPig Rates as of Jul. 30th | Savings | 2.15% | $25 | ||
| North Middlesex Savings Bank Rates as of Jul. 30th | Savings | 2.03% | 2.05% | $10 | Simply Save Account - must make $50 deposit in person during each interest cycle, balances up to $10,000 earn APY, must live within market area to open an account. |
| Ultima Bank Rates as of Jul. 30th | Savings | 2.00% | 2.02% | $0 | SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th birthday may result in a penalty |
| Bank2 Rates as of Jul. 30th | Savings | 2.01% | $0 | Great Rate Savings-account must be linked to Great Rate Checking account, available only to Oklahoma residents. | |
| Dollar Bank Federal Savings Bank Rates as of Jul. 30th | Savings | 2.00% | $0 | FreeMONEYSavings - Rate for balances below $20,000 - must maintain Dollar Bank FreeMONEY Checking or e-Checking to earn rate. Open online and mail in forms. Available in Pennsylvania, and Ohio market area. Rate collected in: 15222 (PA) | |
| AmericaNet Bank Rates as of Jul. 30th | MMA | 2.00% | $1 | Mega Money Market Checking Account - earn APY on balances up to $35,000, 6 free withdrawals per month | |
| Georgia Primary Bank Rates as of Jul. 30th | MMA | 1.93% | 1.95% | $100,000 | Available only to Georgia residents-limited check writing without fees, monthly maintenance fee of $10 waived with $2,500 daily balance. |
| Gogebic Range Bank Rates as of Jul. 30th | MMA | 1.74% | 1.75% | $100,000 | Available only to Michigan market area. Must open account in person. Gogebic Money Market Checking - tiered interest rates |
| Georgia Primary Bank Rates as of Jul. 30th | MMA | 1.74% | 1.75% | $50,000 | Available only to Georgia residents-limited check writing without fees, monthly maintenance fee of $10 waived with $2,500 daily balance. |
| Geddes Federal Savings and Loan Association Rates as of Jul. 30th | MMA | 1.70% | 1.70% | $50,000 | Central New York market area only |
| Main Bank Rates as of Jul. 30th | Savings | 1.56% | 1.56% | $5,000 | MainStream Savings Account III, must have checking account also. |
| Brunswick State Bank Rates as of Jul. 30th | Savings | 1.50% | 1.51% | $40,000 | Savings account - Tiered rates apply Limited to local Nebraska market area |
| SFGI Direct Rates as of Jul. 30th | Savings | 1.51% | $1 | Currently SFGI is not accepting new customers nor opening new accounts. | |
| Hopkins Federal Savings Bank Rates as of Jul. 30th | Savings | 1.50% | 1.51% | $1,000 | Max Passbook - New accounts available for Maryland residents only - must open in person |
| Acacia Federal Savings Bank Online Rates as of Jul. 30th | MMA | 1.49% | 1.50% | $125,000 | Tiered Money Market |
| H&R Block Bank Rates as of Jul. 30th | MMA | 1.49% | 1.50% | $50,001 | |
| Georgia Primary Bank Rates as of Jul. 30th | MMA | 1.49% | 1.50% | $25,000 | Available only to Georgia residents-limited check writing without fees, monthly maintenance fee of $10 waived with $2,500 daily balance. |
| 1st Constitution Direct Rates as of Jul. 30th | Savings | 1.50% | $10,000 | Direct Super Savings Internet Special - Rate disclosed is special APY for new accounts only | |
| Quantum National Bank Rates as of Jul. 30th | MMA | 1.49% | 1.50% | $100,000 | Hi-Rate Money Market (Personal) - Limited to Georgia customers only |
| The Palladian Private Bank Rates as of Jul. 30th | Savings | 1.49% | 1.50% | $10,000 | |
| First National Bank in Cimarron Rates as of Jul. 30th | MMA | 1.40% | 1.41% | $100,000 | Money Market Account - tiered rates apply |
| Sallie Mae Bank Rates as of Jul. 30th | Savings | 1.40% | $0 | ||
| Peoples National Bank Rates as of Jul. 30th | Savings | 1.35% | 1.36% | $2,500 | Certificate Savings - hybrid savings and certificate account, one time withdrawal per quarter without penalty, transaction limitations - Limited to New York market area |
| Capital One Direct Banking Rates as of Jul. 30th | Savings | 1.35% | $0 | InterestPlus Online Savings - 10% bonus on interest earned with $15,000 monthly balance or active Capital One credit card in good standing, transaction limitations, contact bank for details. | |
| Discover Bank Rates as of Jul. 30th | Savings | 1.34% | 1.35% | $1 | Online Savings Account - Account can only be held in individual or joint ownership - Up to 6 preauthorized transfers from your Online Savings Account per statement cycle |
| AIG Bank Rates as of Jul. 30th | MMA | 1.29% | 1.30% | $250,000 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| Colorado Federal Savings Bank Rates as of Jul. 30th | Savings | 1.29% | 1.30% | $2,500 | Online Savings Account - up to 6 withdrawal transactions per month with no service fee |
| Chesapeake Bank - Clear Sky Accounts Rates as of Jul. 30th | Savings | 1.29% | 1.30% | $1 | Online savings - Rate for balances up to $249,999 |
| Discover Bank Rates as of Jul. 30th | MMA | 1.29% | 1.30% | $100,000 | |
| American Express Rates as of Jul. 30th | Savings | 1.30% | $0 | High-Yield Savings | |
| TriState Capital Bank Rates as of Jul. 29th | MMA | 1.29% | 1.30% | $100,000 | Private MMDA |
| Ally Bank Rates as of Jul. 30th | Savings | 1.28% | 1.29% | $0 | Online Savings - Free online transactions, no monthly fees, no minimums |
| Ally Bank Rates as of Jul. 30th | MMA | 1.28% | 1.29% | $0 | Money Market Savings Account |
| First City Bank (FL) Rates as of Jul. 30th | MMA | 1.25% | 1.26% | $100,000 | |
| AIG Bank Rates as of Jul. 30th | MMA | 1.25% | 1.26% | $100,000 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| EverBank Rates as of Jul. 30th | MMA | 1.25% | 1.26% | $0 | New Account bonus rate for Yield Pledge Money Market Account - 2.25% for the first 3 months, 1.51% First Year APY for account balance $50K or less |
| Greystone Bank Rates as of Jul. 30th | MMA | 1.25% | 1.26% | $750,000 | Money Market Savings Account |
| Kirkpatrick Bank Rates as of Jul. 30th | Savings | 1.25% | $1 | ||
| Presidential Bank Rates as of Jul. 30th | Savings | 1.24% | 1.25% | $0 | Premier Savings - APY on balances up to $35,000 |
| First National Community Bank (FNCB) Rates as of Jul. 30th | Savings | 1.24% | 1.25% | $1 | ME Savings - Maximum Earnings Online Savings Account, withdrawal limitations |
| Acacia Federal Savings Bank Online Rates as of Jul. 30th | MMA | 1.24% | 1.25% | $75,000 | Tiered Money Market |
| First Internet Bank Rates as of Jul. 30th | MMA | 1.24% | 1.25% | $50,000 | Money Market Savings - Rate earned on balances up to $99,999.99 |
| State Farm Bank Rates as of Jul. 30th | MMA | 1.24% | 1.25% | $100,000 | Rate collected in: 60625 (IL). Rates may vary by market area. |
| Acacia Federal Savings Bank Rates as of Jul. 30th | MMA | 1.24% | 1.25% | $125,000 | Tiered Money Market - Rates effective 08/02/2010 |
| Georgia Primary Bank Rates as of Jul. 30th | MMA | 1.24% | 1.25% | $1 | Available only to Georgia residents-limited check writing without fees, monthly maintenance fee of $10 waived with $2,500 daily balance. |
| Georgia Primary Bank Rates as of Jul. 30th | MMA | 1.24% | 1.25% | $10,000 | Available only to Georgia residents-limited check writing without fees, monthly maintenance fee of $10 waived with $2,500 daily balance. |
| AIG Bank Rates as of Jul. 30th | MMA | 1.23% | 1.24% | $50,000 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| iGOBanking Rates as of Jul. 30th | Savings | 1.20% | 1.21% | $0 | Online Savings - High Interest Savings iGOSavings |
| WTDirect Rates as of Jul. 30th | Savings | 1.20% | 1.21% | $10,000 | WTDirect Savings Account |
| iGOBanking Rates as of Jul. 30th | MMA | 1.20% | 1.21% | $25,000 | |
| Discover Bank Rates as of Jul. 30th | MMA | 1.19% | 1.20% | $50,000 | |
| Discover Bank Rates as of Jul. 30th | MMA | 1.19% | 1.20% | $10,000 | |
| Discover Bank Rates as of Jul. 30th | MMA | 1.19% | 1.20% | $25,000 | |
| Transportation Alliance Bank Rates as of Jul. 30th | MMA | 1.19% | 1.20% | $1 | |
| Dollar Savings Direct Rates as of Jul. 30th | Savings | 1.20% | $1 | ||
| AIG Bank Rates as of Jul. 30th | MMA | 1.18% | 1.19% | $10,000 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| Excel National Bank Rates as of Jul. 30th | MMA | 1.17% | 1.18% | $250,000 | Premium Money Market - interest rate tiers |
| Giantbank Rates as of Jul. 30th | MMA | 1.16% | $1,000 | ||
| Virtual Bank Rates as of Jul. 30th | MMA | 1.15% | 1.16% | $100,000 | eMoney Market online account |
| First Banking Center Rates as of Jul. 30th | MMA | 1.15% | 1.16% | $250,000 | Premium Money Market Savings |
| OneWest Bank Rates as of Jul. 30th | MMA | 1.14% | 1.15% | $10,000 | E-Money Market only available by applying online |
| First East Side Savings Bank Rates as of Jul. 30th | MMA | 1.15% | 1.15% | $100,000 | |
| OneUnited Bank Rates as of Jul. 30th | MMA | 1.15% | 1.15% | $100,000 | UNITY GOLD E-Money Market - Available Online only |
| Nationwide Bank Rates as of Jul. 30th | MMA | 1.15% | $1,000 | ||
| AmTrust Direct Rates as of Jul. 30th | MMA | 1.14% | 1.15% | $10,000 | e-Money Market Account - Rate earned on balances up to $24,999.99 |
| Weymouth Bank Rates as of Jul. 30th | MMA | 1.13% | 1.15% | $50,000 | Regular Money Market - South Shore Massachusetts market area |
| Hopkins Federal Savings Bank Rates as of Jul. 30th | MMA | 1.10% | 1.11% | $2,500 | New accounts available for Maryland residents only - must open in person |
| Rhinebeck Savings Bank Rates as of Jul. 30th | MMA | 1.10% | 1.11% | $100,000 | Priority Money Market, open with a priority elite checking account and receive extra benefits |
| Zions Bank Rates as of Jul. 30th | MMA | 1.10% | 1.11% | $2,500 | Internet Money Market |
| Zions Bank Rates as of Jul. 30th | Savings | 1.10% | 1.11% | $1,000 | Internet Savings |
| ING Direct Rates as of Jul. 30th | Savings | 1.10% | $1 | Orange Savings Account | |
| Earthstar Bank Rates as of Jul. 30th | MMA | 1.09% | 1.10% | $100,000 | StarLight Money Market |
| Capital One Direct Banking Rates as of Jul. 30th | MMA | 1.10% | $1 | High Yield Money Market - APY applies to account balances of $0.01 - $4,999.99 | |
| Ultima Bank Rates as of Jul. 30th | Savings | 1.09% | 1.10% | $1,000 | UBM Direct Savings Account |
| California First National Bank Rates as of Jul. 30th | Savings | 1.09% | 1.10% | $1,000 | Premium Savings |
| FNBO Direct Rates as of Jul. 30th | Savings | 1.10% | $1 | Online Savings Act - Rated Kiplinger's Best Online Savings Account, no minimums, no monthly fees, manage accounts securely online | |
| HSBC Direct Rates as of Jul. 30th | Savings | 1.10% | $0 | Online savings account | |
| Evergreen Bank Group Rates as of Jul. 30th | MMA | 1.10% | $25,000 | Cornerstone Money Market | |
| California First National Bank Rates as of Jul. 30th | MMA | 1.09% | 1.10% | $15,000 | Money Market Checking |
| Salem Five Direct Rates as of Jul. 30th | Savings | 1.10% | $0 | eOneSavings - Online applicants only, who do not have existing deposit accounts with Salem Five. | |
| Heritage Bank Rates as of Jul. 30th | MMA | 1.05% | 1.06% | $50,000 | Located in Arizona. Final paperwork needs to be signed in a branch before account can be opened. |
| Kaiser Federal Bank Rates as of Jul. 30th | MMA | 1.05% | 1.05% | $75,000 | Money Market Saver V |
| Dime Savings Bank Rates as of Jul. 30th | MMA | 1.04% | 1.05% | $75,000 | Prime Rewards MMA Passbook |
| Emerald Bank Rates as of Jul. 30th | Savings | 1.05% | 1.05% | $500 | Emerald Prime Saving |
| ShoreBank Direct Rates as of Jul. 30th | Savings | 1.04% | $1 | Online Savings Account-Rate for balance up to $99,999.99 | |
| Watertown Savings Bank Rates as of Jul. 30th | Savings | 1.00% | 1.02% | $10 | Limited to Jefferson County in New York |
| Capital One Direct Banking Rates as of Jul. 30th | MMA | 1.01% | 1.01% | $1 | Rewards Money Market - travel, cash and more |
| Direct Huntington Rates as of Jul. 30th | Savings | 1.01% | $20,000 | Not available to California residents. | |
| First City Bank (FL) Rates as of Jul. 30th | Savings | 1.00% | 1.01% | $0 | Relationship Savings - requires a First City Bank Rewards Checking or Classic Checking account |
| Greystone Bank Rates as of Jul. 30th | MMA | 1.00% | 1.01% | $100,000 | Money Market Savings Account |
| OneUnited Bank Rates as of Jul. 30th | MMA | 1.01% | 1.01% | $1,000 | UNITY GOLD E-Money Market - Available Online only, tiered rates apply |
| Virtual Bank Rates as of Jul. 30th | MMA | 1.00% | 1.01% | $50,000 | eMoney Market online account |
| Virtual Bank Rates as of Jul. 30th | MMA | 1.00% | 1.01% | $95,000 | Savings - Premium Money Market |
| Acacia Federal Savings Bank Online Rates as of Jul. 30th | Savings | 1.00% | 1.00% | $1 | Sensible Savings |
| AmTrust Direct Rates as of Jul. 30th | Savings | 1.00% | 1.00% | $1 | e-Savings Account - Rate earned on balances up to $99,999.99. New money only, one account per customer. |
| Amboy Direct Rates as of Jul. 30th | Savings | 1.00% | 1.00% | $3,000 | eSavings - Apply online or by mail, offer not available at branches. New client offer $50 bonus after 90 days with minimum monthly balance of $3000 for 90 days. Offer good for NJ customers only. |
| Emigrant Direct Rates as of Jul. 30th | Savings | 1.00% | $1 | AmericanDream Savings Account | |
| Acacia Federal Savings Bank Rates as of Jul. 30th | MMA | 1.00% | 1.00% | $75,000 | Tiered Money Market - Rates effective 08/02/2010 |
| Acacia Federal Savings Bank Online Rates as of Jul. 30th | MMA | 1.00% | 1.00% | $25,000 | Tiered Money Market |
| Century Bank Direct Rates as of Jul. 30th | MMA | 1.00% | $1 | Online MM Rate | |
| FultDirect.com Rates as of Jul. 30th | MMA | 1.00% | 1.00% | $10,000 | eMoney Market |
| Discover Bank Rates as of Jul. 30th | MMA | 1.00% | 1.00% | $2,500 | |
| Seacoast Commerce Bank Rates as of Jul. 30th | MMA | 1.00% | $25,000 | Investor Money Market accounts require $25,000 in New Money to open | |
| The Antwerp Exchange Bank Rates as of Jul. 30th | Savings | 1.00% | 1.00% | $10,000 | Platinum Investment Savings Account |
| Greenville National Bank Rates as of Jul. 30th | Savings | 1.00% | 1.00% | $200,000 | Premier Gold Personal Savings |
| Stonebridge Bank Rates as of Jul. 30th | MMA | 1.00% | $1 | Premier Money Market Account | |
| Amboy Direct Rates as of Jul. 30th | MMA | 1.00% | 1.00% | $30,000 | Money Market Maximizer - 1.25% for 3 months, Must maintain $30,000 balance for 90 days. New NJ customers only. |
| 1st Constitution Direct Rates as of Jul. 30th | Savings | 1.00% | $3,000 | Direct Savings - Internet account | |
| TCF Bank Rates as of Jul. 30th | Savings | 1.00% | 1.00% | $225,000 | TCF Power Savings. Tiered rates apply. Rate collected in: 60625 (IL) |
| OneWest Bank Rates as of Jul. 30th | MMA | 1.00% | 1.00% | $10,000 | Premium Money Market - Tiered interest rates, account available through branch or call center, Southern CA residents only, requires premium checking |
| GCF Bank Rates as of Jul. 30th | Savings | 0.95% | 0.95% | $100 | CyberSaver Promo - Introductory rate for first 90 day |
| Heartland Bank Direct Rates as of Jul. 30th | Savings | 0.95% | $1 | Performance Savings | |
| Principal Bank Rates as of Jul. 30th | MMA | 0.95% | 0.95% | $250,000 | Money Market Account - tiered rates apply |
| Valley Community Bank (IL) Rates as of Jul. 30th | Savings | 0.95% | 0.95% | $100,000 | |
| Rome Savings Bank Rates as of Jul. 30th | MMA | 0.95% | 0.95% | $25,000 | Money Market Savings - Limited transactions |
| Goldwater Bank Rates as of Jul. 30th | Savings | 0.94% | 0.94% | $100 | Goldwater Savings - limited transactions |
| Hanmi Bank Rates as of Jul. 30th | Savings | 0.94% | $500 | Internet Savings - California only | |
| Ravenswood Bank Rates as of Jul. 30th | MMA | 0.92% | 0.92% | $50,000 | Investor Money Market |
| Virtual Bank Rates as of Jul. 30th | MMA | 0.90% | 0.90% | $25,000 | eMoney Market online account |
| Ascencia Bank Rates as of Jul. 30th | MMA | 0.90% | 0.90% | $100,000 | Money Market Account Tier 3 |
| Century Bank Direct Rates as of Jul. 30th | Savings | 0.90% | $1 | Online Savings Rates | |
| ADB Bank Rates as of Jul. 30th | MMA | 0.90% | $0 | Direct Wealth Money Market | |
| Excel National Bank Rates as of Jul. 30th | Savings | 0.90% | 0.90% | $1,000 | Personal Savings |
| Silvergate Bank Rates as of Jul. 30th | MMA | 0.90% | 0.90% | $100,000 | |
| Farmers State Bank (MT) Rates as of Jul. 30th | MMA | 0.90% | 0.90% | $100,000 | Money Market Checking - interest rate tiers |
| Earthstar Bank Rates as of Jul. 30th | MMA | 0.90% | 0.90% | $75,000 | StarLight Money Market |
| Bank of Internet Rates as of Jul. 30th | Savings | 0.90% | 0.90% | $0 | High Yield Savings - Withdrawal limits apply |
| E-Loan Rates as of Jul. 30th | Savings | 0.90% | 0.90% | $100,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| Sterling Bank Rates as of Jul. 30th | Savings | 0.90% | 0.90% | $2,500 | Premier Savings - Passbook - Download a Certificate by Mail application form to open account - must reside in New Jersey or in Bucks County, Pennsylvania |
| Heritage Bank Rates as of Jul. 30th | Savings | 0.90% | 0.90% | $1,000 | Heritage Direct Savings. (Located in MN) |
| TD Bank Rates as of Jul. 30th | Savings | 0.90% | $25,000 | Elite Savings - Rate collected in Washington DC. Rate may vary by location. | |
| Ascencia Bank Rates as of Jul. 30th | Savings | 0.90% | 0.90% | $0 | |
| Weymouth Bank Rates as of Jul. 30th | MMA | 0.88% | 0.89% | $25,000 | Regular Money Market - South Shore Massachusetts market area |
| Intervest National Bank Rates as of Jul. 30th | MMA | 0.88% | 0.88% | $2,500 | Rate available with balances from $2500.00 up to $24,999.99 |
| E-Loan Rates as of Jul. 30th | Savings | 0.85% | 0.85% | $50,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| Sovereign Bank Rates as of Jul. 30th | MMA | 0.85% | $75,000 | Premier Money Market Savings with Premier Checking, rate may vary by location | |
| Bank of Internet Rates as of Jul. 30th | MMA | 0.85% | 0.85% | $1 | Money Market Savings Account |
| Virtual Bank Rates as of Jul. 30th | MMA | 0.85% | 0.85% | $50,000 | Savings - Premium Money Market |
| Ascencia Bank Rates as of Jul. 30th | MMA | 0.85% | 0.85% | $7,500 | Money Marker Account Tier 2 |
| Bank of Internet Rates as of Jul. 30th | Savings | 0.81% | 0.81% | $1 | Advantage Savings - Limited Bill Payment service access, account has withdrawal limitations |
| E-Loan Rates as of Jul. 30th | Savings | 0.80% | 0.80% | $25,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| First Niagara Rates as of Jul. 30th | MMA | 0.80% | 0.80% | $150,000 | Relationship Builder Money Market - Tiered Rates, up to 3 checks per month. Rate listed is available for new accounts opened at branch locations. Rate may vary by market area. |
| Third Federal S&L Rates as of Jul. 30th | Savings | 0.80% | 0.80% | $25,000 | High-Yield, Tier 3 Savings |
| First East Side Savings Bank Rates as of Jul. 30th | MMA | 0.80% | 0.80% | $25,000 | |
| Citibank Rates as of Jul. 30th | Savings | 0.80% | 0.80% | $1 | Ultimate Savings Account - Must apply online or by phone |
| Saigon National Bank Rates as of Jul. 30th | Savings | 0.80% | 0.80% | $1,000 | Regular Savings Account - No monthly fee if you maintain a minimum daily balance of $200.00 or a monthly average balance of $400.00. |
| Principal Bank Rates as of Jul. 30th | MMA | 0.80% | 0.80% | $100,000 | Money Market Account - tiered rates apply |
| Intervest National Bank Rates as of Jul. 30th | Savings | 0.78% | 0.78% | $500 | Rate available with balances from $500.00 up to $24,999.99 |
| E-Loan Rates as of Jul. 30th | Savings | 0.75% | 0.75% | $10,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| UnivestDirect Rates as of Jul. 30th | Savings | 0.75% | 0.75% | $1 | Anytime Online Savings Account |
| Excel National Bank Rates as of Jul. 30th | MMA | 0.75% | 0.75% | $10,000 | Premium Money Market - interest rate tiers, APY up to $49,999.99 |
| Genesee Regional Bank Rates as of Jul. 30th | MMA | 0.75% | 0.75% | $50,000 | Limited to New York market area |
| Bellevue State Bank Rates as of Jul. 30th | Savings | 0.75% | 0.75% | $10 | Savings Account |
| NBT Bank Rates as of Jul. 30th | MMA | 0.75% | $50,000 | Premium Money Market - Tier 2 rate, account must be linked to a Star Privilege Premium Checking Account, limited to local New York market area | |
| Community First Bank - Chicago Rates as of Jul. 30th | Savings | 0.75% | 0.75% | $300 | Statement Savings |
| People's United Bank Rates as of Jul. 30th | MMA | 0.75% | 0.75% | $50,000 | Money Market Passbook Account |
| Ridgestone Bank Rates as of Jul. 30th | MMA | 0.75% | 0.75% | $40,000 | Personal Money Market Account - limited transfers and check writing, rates may vary by location |
| Acacia Federal Savings Bank Rates as of Jul. 30th | MMA | 0.75% | 0.75% | $25,000 | Tiered Money Market - Rates effective 08/02/2010 |
| Zions Bank Rates as of Jul. 30th | MMA | 0.75% | 0.75% | $250,000 | Gold Money Market Account |
| First Trade Union Bank Rates as of Jul. 30th | Savings | 0.75% | 0.75% | $2,500 | High and Mighty Savings - Open account online, new money only |
| Zions Bank Rates as of Jul. 30th | MMA | 0.75% | 0.75% | $1,000,000 | Gold Money Market Account |
| First Internet Bank Rates as of Jul. 30th | Savings | 0.75% | 0.75% | $1,000 | Regular Savings |
| Silvergate Bank Rates as of Jul. 30th | MMA | 0.75% | 0.75% | $50,000 | |
| Zions Bank Rates as of Jul. 30th | MMA | 0.70% | 0.70% | $100,000 | Gold Money Market Account |
| Amegy Bank of Texas Rates as of Jul. 30th | MMA | 0.70% | 0.70% | $100,000 | High Yield Internet Savings |
| Tompkins Trust Company Rates as of Jul. 30th | Savings | 0.70% | $50,000 | True Advantage Statement Savings - Requires True Advantage Checking or Checking Plus Account, limited to local New York market area | |
| Alliance Bank Rates as of Jul. 30th | MMA | 0.65% | 0.65% | $50,000 | Transaction limitations |
| Independence Bank Rates as of Jul. 30th | MMA | 0.65% | 0.65% | $75,000 | Super Money Market - Account only available in California |
| Virtual Bank Rates as of Jul. 30th | MMA | 0.65% | 0.65% | $25,000 | Savings - Premium Money Market |
| MetLife Bank Rates as of Jul. 30th | MMA | 0.60% | $25,000 | Limited check writing privileges | |
| MetLife Bank Rates as of Jul. 30th | Savings | 0.60% | $25,000 | High Yield Savings Account | |
| AIG Bank Rates as of Jul. 30th | MMA | 0.58% | 0.58% | $2,500 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| Carthage Savings and Loan Association Rates as of Jul. 30th | Savings | 0.49% | 0.50% | $10 | Limited to local New York market area |
| Gerber State Bank Rates as of Jul. 30th | Savings | 0.50% | 0.50% | $5 | Passbook Savings |
| Northwest Savings Bank Rates as of Jul. 30th | Savings | 0.50% | $100 | Statement Savings - Limited to local western New York market area | |
| Greenleaf Wayside Bank Rates as of Jul. 30th | Savings | 0.49% | 0.50% | $5,000 | Regular Savings - tiered rates apply |
| Wells Fargo Bank Rates as of Jul. 30th | Savings | 0.50% | $50,000 | High Yield Savings-rate reflects a .10% bonus when linked to PMA Prime Checking. Rates stated are California consumer rates, contact Wells Fargo Bank for rates in your area. Rate applies for New York residents, contact Wells Fargo to check rates in your area. | |
| County Savings Bank Rates as of Jul. 30th | Savings | 0.50% | 0.50% | $10,000 | Passbook Savings, tiered rates apply |
| First National Bank and Trust Company of Ardmore, Oklahoma Rates as of Jul. 30th | Savings | 0.50% | 0.50% | $0 | Regular Savings |
| Farmers State Bank (MT) Rates as of Jul. 30th | Savings | 0.50% | 0.50% | $0 | |
| E-Loan Rates as of Jul. 30th | Savings | 0.50% | 0.50% | $5,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| Metro Phoenix Bank Rates as of Jul. 30th | MMA | 0.50% | 0.50% | $25,000 | Personal Metro Money Market - tiered rates apply |
| PNC Bank Rates as of Jul. 30th | MMA | 0.50% | 0.50% | $100,000 | Premium Money Market, Rate based on Chicago market area, rate may vary by location |
| M and T Bank Rates as of Jul. 30th | MMA | 0.50% | 0.50% | $1 | e-Money Market - Online only, geographic restrictions, rate and products may vary by location, rate disclosed is based on NY market area |
| Citizens Bank Rates as of Jul. 30th | MMA | 0.50% | $25,000 | Circle Gold Money Market - rate for balances up to $2,999,999, rate applies to new accounts, NY - Albany region. Rate may vary by region. Market area - NY, CT, DE, IL, MA, MI, NH, NJ, OH, PA, RI, VT. | |
| First National Bank and Trust Company of Ardmore, Oklahoma Rates as of Jul. 30th | MMA | 0.50% | 0.50% | $2,500 | First Class Money Market Account - rate effective for balances up to $10,000 - tiered rates apply |
| Bank of America Rates as of Jul. 30th | MMA | 0.50% | 0.50% | $50,000 | Growth Money Market Savings-Bonus rate is available when eligibility requirements are met. See site for details. Rate stated is based on New York Consumer Rate, contact Bank of America for rates in your area. Some products may not be available in all states. |
| Acacia Federal Savings Bank Rates as of Jul. 30th | MMA | 0.50% | 0.50% | $10,000 | Tiered Money Market - Rates effective 08/02/2010 |
| Greystone Bank Rates as of Jul. 30th | MMA | 0.50% | 0.50% | $50,000 | Money Market Savings Account |
| First National Bank of Kansas Rates as of Jul. 30th | Savings | 0.50% | 0.50% | $100 | Regular Savings Account |
| Virtual Bank Rates as of Jul. 30th | MMA | 0.50% | 0.50% | $5,000 | Savings - Premium Money Market |
| Charles Schwab Bank Rates as of Jul. 30th | MMA | 0.50% | 0.50% | $50,000 | Money Market Deposit Account (MMDA) |
| Union Federal Savings Bank Rates as of Jul. 30th | MMA | 0.50% | $1 | Offering online banking services across the country | |
| AmTrust Direct Rates as of Jul. 30th | MMA | 0.50% | 0.50% | $1 | e -Money Market Account - Rate earned on balances up to $999.99 |
| Doral Bank Direct Rates as of Jul. 30th | Savings | 0.50% | $1,000 | Doral Direct Savings | |
| Community Bank, NA Rates as of Jul. 30th | Savings | 0.45% | $500 | Premium Savings - Limited to New York and Pennsylvania market area | |
| MetLife Bank Rates as of Jul. 30th | MMA | 0.45% | $10,000 | Limited check writing privileges | |
| MetLife Bank Rates as of Jul. 30th | Savings | 0.45% | $10,000 | High Yield Savings Account | |
| The Baldwin State Bank Rates as of Jul. 30th | Savings | 0.40% | 0.40% | $5,000 | Regular Savings, tiered rates apply |
| Pioneer Bank Rates as of Jul. 30th | MMA | 0.40% | $50,000 | Pinnacle Money Market Tier V - Tiered interest rate for up to $99,999.99. Contact bank to see how you can earn an additional 0.25%. Limited to New York market area. | |
| E*Trade Bank Rates as of Jul. 30th | Savings | 0.40% | $1 | Complete Savings Account | |
| First State Bank of Harvey Rates as of Jul. 30th | Savings | 0.40% | 0.40% | $1 | Regular Savings Account. Interest compounded and paid quarterly. |
| Astoria Federal Savings Bank Rates as of Jul. 30th | Savings | 0.40% | 0.40% | $0 | Regular Passbook Savings Account |
| Investors Savings Bank Rates as of Jul. 30th | Savings | 0.34% | 0.35% | $50 | Statement Savings Account |
| Solvay Bank Rates as of Jul. 30th | Savings | 0.35% | 0.35% | $1 | Statement Savings Account |
| Genesee Regional Bank Rates as of Jul. 30th | Savings | 0.35% | $100 | Statement Savings - Limited to New York market area | |
| PNC Bank Rates as of Jul. 30th | Savings | 0.35% | 0.35% | $50,000 | Savings Max - tiered interest rate, rate based on Chicago market area, rate may vary by location |
| Bank of Oklahoma Rates as of Jul. 30th | MMA | 0.35% | 0.35% | $0 | Money Market account - tiered interest rate |
| Citibank Rates as of Jul. 30th | MMA | 0.35% | 0.35% | $1 | Premier Money Market Account - Must have an open or linked checking account - Apply online or by phone. |
| Bank of Wrightsville Rates as of Jul. 30th | MMA | 0.30% | 0.30% | $1,000 | Money Market Account |
| Unity Bank North Rates as of Jul. 30th | Savings | 0.30% | 0.30% | $1 | Savings Account |
| Bank of Hawaii Rates as of Jul. 30th | Savings | 0.30% | $100,000 | Bankohana Bonus Rate Savings account - tiered interest rates effective for balances $100,000 and over | |
| Amegy Bank of Texas Rates as of Jul. 30th | MMA | 0.30% | 0.30% | $25,000 | High Yield Internet Savings |
| Superior Savings Bank Rates as of Jul. 30th | MMA | 0.30% | 0.30% | $1,000 | Money Market-APY earned on balances over $1,000 |
| The First Bank and Trust Company of Murphysboro Rates as of Jul. 30th | Savings | 0.29% | 0.30% | $1 | Passbook Savings |
| Windsor Federal Savings and Loan Association Rates as of Jul. 30th | Savings | 0.30% | 0.30% | $100 | Passbook Savings |
| Eastern Bank Rates as of Jul. 30th | Savings | 0.25% | 0.25% | $0 | Statement Savings |
| The Adirondack Trust Company Rates as of Jul. 30th | Savings | 0.25% | 0.25% | $50 | Regular Passbook |
| Bank of the West Rates as of Jul. 30th | Savings | 0.25% | 0.25% | $10,000 | Online Savings Account - online only, must have a Bank of the West checking account |
| Windsor Federal Savings and Loan Association Rates as of Jul. 30th | MMA | 0.25% | 0.25% | $0 | Money Market account - rate effective on balances up to $2,499 |
| Charles Schwab Bank Rates as of Jul. 30th | MMA | 0.25% | 0.25% | $10,000 | Money Market Deposit Account (MMDA) |
| West Milton State Bank Rates as of Jul. 30th | Savings | 0.25% | 0.25% | $100 | Passbook Savings Account - rate effective for balances $4,999 and under |
| Independence Bank Rates as of Jul. 30th | Savings | 0.25% | 0.25% | $0 | Independence Savings - Account only available in California |
| Bank of Botetourt Rates as of Jul. 30th | Savings | 0.25% | 0.25% | $100 | Personal Savings |
| Eastern Bank Rates as of Jul. 30th | MMA | 0.00% | 0.25% | $0 | Tiered Select Money Market - rate effective for balances up to $2,499 |
| West Milton State Bank Rates as of Jul. 30th | MMA | 0.25% | 0.25% | $2,500 | Tiered Money Market Demand Account - rate effective for balances up to $2,499 |
| First National Bank of Groton Rates as of Jul. 30th | Savings | 0.25% | 0.25% | $1 | Limited to local New York market area |
| Community Business Bank Rates as of Jul. 30th | Savings | 0.25% | 0.25% | $1 | Regular Savings Account |
| JPMorgan Chase Rates as of Jul. 30th | Savings | 0.25% | 0.25% | $50,000 | Chase Plus Savings Standard Rate - APY for balances up to $499,999, rate may vary by location |
| Investors Savings Bank Rates as of Jul. 30th | MMA | 0.25% | 0.25% | $500 | Tiered Preferred Money Market Account - rate effective for balances up to $4,999 |
| KeyBank Rates as of Jul. 30th | MMA | 0.25% | 0.25% | $2,500 | Key Silver Money Market Savings - Rates may vary by location. Available in AK, CO, CT, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, WA |
| First Midwest Bank Rates as of Jul. 30th | MMA | 0.25% | $0 | regular Money Market account | |
| Susquehanna Bank Rates as of Jul. 30th | MMA | 0.20% | 0.20% | $25 | Premium Money Market |
| Amegy Bank of Texas Rates as of Jul. 30th | MMA | 0.15% | 0.15% | $1,000 | High Yield Internet Savings |
| First Midwest Bank Rates as of Jul. 30th | Savings | 0.15% | $0 | Statement Savings | |
| Union Bank Rates as of Jul. 30th | MMA | 0.15% | 0.15% | $25,000 | High Rate MoneyMarket Account - A linked Tiered Interest Checking account is required to qualify for this account |
| Citizens Bank Rates as of Jul. 30th | Savings | 0.15% | $0 | Circle Gold Savings - rate applies to new accounts, NY - Albany region. Rate may vary by region. Market area - NY, CT, DE, IL, MA, MI, NH, NJ, OH, PA, RI, VT. | |
| Cathay Bank Rates as of Jul. 30th | MMA | 0.10% | 0.10% | $0 | Smart Money Market - tiered interest rate, rate disclosed for balance up to $9,999 |
| Coleman County State Bank Rates as of Jul. 30th | Savings | 0.10% | 0.10% | $1 | Regular Savings Account |
| Greenville National Bank Rates as of Jul. 30th | MMA | 0.10% | 0.10% | $1,000 | Money Fund Account |
| Susquehanna Bank Rates as of Jul. 30th | Savings | 0.10% | 0.10% | $25 | Statement Savings |
| Bank of Oklahoma Rates as of Jul. 30th | Savings | 0.10% | 0.10% | $0 | Personal Savings 2.0 |
| Cathay Bank Rates as of Jul. 30th | Savings | 0.10% | 0.10% | $0 | Regular Savings |
| First National Bank Omaha Rates as of Jul. 30th | Savings | 0.10% | 0.10% | $0 | Pay Yourself First Savings |
| National Penn Bank Rates as of Jul. 30th | Savings | 0.08% | $0 | Statement Savings - rate effective through 8/01/2010 | |
| Harris Bank Rates as of Jul. 30th | Savings | 0.45% | 0.05% | $25,000 | Statement Savings. Rate collected in: 60625 (IL). Rates may vary by location. |
| First Niagara Rates as of Jul. 30th | Savings | 0.05% | 0.05% | $200 | Statement Savings - Rate listed is available for new accounts opened at branch locations. Rate may vary by market area. |
| First National Bank Omaha Rates as of Jul. 30th | MMA | 0.05% | 0.05% | $0 | Customer First Money Market - rate effective on balances up to $4,999 - tiered interest rates apply |
| Raymond James Bank Rates as of Jul. 30th | Savings | 0.01% | 0.01% | $2,500 | Statement Savings |
Great Rates & FDIC Insured
| Sallie Mae Bank 1.40 |
| CapitalOne 1.35 |
| American Express Bank, FSB 1.30 |
| Ally Bank 1.29 |
| EverBank 1.26 |
| WTDirect 1.16 |
| Zions Bank 1.11 |
| ING Direct 1.10 |
| FNBO Direct 1.10 |
About Savings Accounts
SavingsAccounts.com will help you find the online savings account that fits your needs best. We can help you compare high-yield online banking options to find the bank offering the highest interest rates and account features you want. Smart financial planning can help you achieve your goals. The sooner you start saving more, the faster you will get there.
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Get a High Yield Savings Account or High Interest Money Market Account from Online Banks You Can Trust
Find the best money market rates, including high yield money market accounts from online banks. Apply now for a high interest money market account. read more>>
Other Banks to Consider:
| HSBC Direct 1.10 |
| E*Trade 0.50 |
| Citi 0.25 |
| Bank Of America 0.10 |
| Wachovia 0.05 |
| Wells Fargo 0.05 |
| Chase 0.01 |
