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Bank of America Review & Interest Rates

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The Bank of America Logo

Bank of America is a massive multi-national, full-service bank that offers a diverse range of products and services, including deposits, loans, money management and investment services.

Popular everyday banking products include savings accounts, checking accounts, growth-maximizer money market accounts, high-yield, fixed term CDs, home and auto loans, and more.

For investors, the bank offers its services through Merrill Lynch Wealth Management and Merrill Edge.

Bank of America online banking

BofA is generally well-regarded for its online offerings, which include desktop, mobile and text-based banking. The mobile app is straightforward, easy-to-use and consistently updated. It also offers one major time saver — mobile check deposit via your phone’s camera.

Customers will also find online bill pay options, paperless statements and innovative savings programs. One, called “Keep the Change,” is an automatic rounding up on debit purchases that is then deposited into your savings account.

Bank of America’s debit cards are issued free to all checking account holders and there are several bank-issued rewards credit cards that generally fare well against competitors such as Chase and Citibank.

Bank of America Locations, Terms and Fees

  • Bank of America operates in all 50 states with 4,700 retail financial centers and approximately 16,000 ATMs.
  • Terms and fees will vary depending on the product, so be sure to read the fine print carefully.

Bank of America customer service

Call 1-800-432-1000 (English) or 1-800-688-6086 (Spanish)

Monday-Friday 7 a.m.-10 p.m. Local Time
Saturday-Sunday 8 a.m.-5 p.m. Local Time

Automated support: 24/7

Live chat is available whenever possible.
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