We Don't Stop at Savings

Find the Right Account for Your Financial Goals

Compare Accounts from the Banks You Know & Trust
American Express Synchrony Sofi Capital One Discover
| + Many More
Compare Accounts from the Banks You Know & Trust
American Express Synchrony Sofi Capital One Discover
| + Many More
ADVERTISER DISCLOSURE
Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Compensation may be earned on this website when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms are current as of the date indicated. Rates are subject to change without notice and may not be the same at all branches. These quotes are from banks, credit unions, and thrifts, some of which have paid for a link to their website. Bank, thrift, and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you.

We Help People Get
The Most from Their Money

25,000+
Visitors This Week
2,000+
accounts opened this year
20+ YRS
years banking expertise

Explore Featured Offers
by Account Type

Choose Your Next Account
with Confidence

Wherever you are in your financial journey—saving, investing, or simply planning ahead—SavingsAccounts.com is here to help you navigate the banking landscape.

We make banking easy. By providing clear, straightforward account details and offers, we ensure you have all the information you need to manage your money with confidence.

Earn Above the National Average on Your Balance

Here's What People Have to Say About SavingsAccounts.com

Frequently Asked Questions

What is a high-yield savings account?
A High-Yield Savings Account (HYSA) is a type of savings account that offers a significantly higher interest rate compared to traditional savings accounts. The main advantage of a HYSA is the ability to earn more interest on your deposits, helping your savings grow faster over time. These accounts are typically offered by online banks, which have lower overhead costs than brick-and-mortar institutions, allowing them to pass the savings on to customers in the form of higher rates.
What are the advantages of an online high-yield savings account?
  • Higher Interest Rates: The primary benefit is the higher interest rate, which helps your savings grow more quickly.
  • Easy Access: You can access your funds at any time via online banking or a mobile app.
  • Low Fees: Many online HYSAs have minimal or no monthly fees, and some even offer free ATM access.
  • FDIC/NCUA Insurance: Your deposits are insured up to $250,000, providing peace of mind.
What is a high-yield certificate of deposit (CD)? 
A High-Yield Certificate of Deposit (CD) is a type of savings product that offers a much higher fixed interest rate than the national average rate for regular savings accounts or CD terms. These higher rates are offered mainly at online banks and credit unions. In exchange for this higher rate, you agree to keep your money in the account for a specified term, which can range from a few months to several years. The interest rate is typically locked in when you open the account, providing a predictable return on your investment.
What happens when a high-yield CD matures?
When a High-Yield CD matures, you have several options. You can withdraw your initial deposit along with the interest earned, renew the CD at the current interest rate, or roll the funds into a new CD with different terms. If you do nothing, many banks will automatically renew the CD for the same term at the current interest rate, so it’s important to review your options as the maturity date approaches.
What are the advantages of an online checking account?
  • Convenience: Manage your account from anywhere, anytime, without the need to visit a bank branch.
  • Lower Fees: Many online checking accounts have lower fees than traditional accounts, with some offering no monthly maintenance fees or minimum balance requirements.
  • Competitive Interest Rates: Some online checking accounts offer interest on your balance, allowing you to earn money while maintaining easy access to your funds.
  • Free ATM Access: Many online banks offer access to a large network of fee-free ATMs or reimburse ATM fees incurred from out-of-network ATMs.