The First Central National Bank Rates & Review

The First Central National Bank Review

Since 1880, The First Central National Bank of St. Paris has offered business and personal banking products to residents in and around St. Paris, Ohio.

The bank was formed by the 1935 merger of two banks, First National Bank and Central National Bank. With four offices and two new ATMs offering 24-hour access, customers at The First Central National Bank of St. Paris can easily access their checking, savings, investment accounts, plus loans and bank services.

Personal banking

Customers choose between regular, college, senior citizen, and NOW checking account options. For the best checking account bank rates, the Super NOW plan earns a competitive interest rate with the benefits of a checking account. The bank's money market investment account requires a $2,500 minimum balance and offers competitive rates.

Savings account plans at The First Central National Bank include a statement savings account, CD plans from 90 days to 4 years, and individual retirement accounts. For the best savings account rates, customers should look into the bank's IRA options.

Business banking

The business checking account at The First Central National Bank offers a variety of check and checkbook styles as well as low monthly fees and a monthly statement generated on the first day of each month.

Bank services

Services at The First Central National Bank include 24-hour ATMs, a "St. Paris Express" Internet banking system, overdraft protection, direct deposit, federal tax deposits and wire transfers.

Deposit insurance

The First Central National Bank of St. Paris has been insured by the Federal Deposit Insurance Corporation since 1934.

In July 2010, FDIC coverage for eligible deposits was permanently increased from $100,000 to $250,000 per depositor. Joint accounts are insured by FDIC up to at least $250,000 per account holder.

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