Standing Stone National Bank Rates & Review
- Savings
Updated: 2012-05-16 -
APY
0.05%
Min to Earn APY: $0 - Savings Account
- CD Rates
Updated: 2012-05-16 - For deposits of less than $5,000.00, interest is paid quarterly. For deposits of $5,000.00 or more, interest is paid at maturity.
- Compare cd rates across all banks
- Term
- APY
- Min. To Earn APY
- Compounding Method
Standing Stone National Bank Review
Standing Stone National Bank is a Lancaster, Ohio bank that is locally owned and operated. It opened in 1989 and was the first bank in the city since the 1800s to offer its common stock to the public.
Standing Stone National Bank operates from two locations in Lancaster. It is an FDIC member bank with online banking. Products include interest-bearing and non-interest checking accounts, high interest savings accounts and various loans.
Checking account options
Standing Stone National Bank offers interest-bearing and non-interest checking account types. Three accounts earn interest: a platinum plus money market account, a Silver Plus NOW account and a checking account for customers aged 55+.
Four accounts are non-interest accounts: Stone Plus free checking, Silver Checking with a minimum balance of $750, Bronze Checking for customers with a checkered banking history and a non-interest senior checking account.
Savings account and CD options
The Solid Platinum Savings Account is fee-free with a minimum balance of $250. Another savings option is the Christmas Club account. CD terms range from just 1 week up to 3 years. The best bank rates are available for three-year accounts with minimum deposits of $5,000. IRAs are available for retirement saving.
Credit and lending
An overdraft protection line of credit allows flexibility in personal finance. Loan options include auto loans, home loans, installment loans and lines of credit.
Business services
Business customers can choose from several checking account types, a money market account, and CD accounts. Services include various loans, payroll management, wire transfer and ACH services.
Deposit insurance
Standing Stone National Bank has been insured by the Federal Deposit Insurance Corporation since 1989, the year the bank was founded. FDIC coverage for eligible deposits was permanently increased from $100,000 to $250,000 per depositor in July 2010. Joint accounts are insured by FDIC up to at least $250,000 per account holder.
Compare high yield savings accounts from Standing Stone National Bank and a veritable cornucopia of banks and credit unions at SavingsAccounts.com.
Disclaimer: Because rates & offers from advertisers shown on this website change frequently, please visit referenced sites for current information. Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise.
Other Banks to Consider:
| Sallie Mae Bank 0.75 |
| CapitalOne 0.60 |
| E*Trade 0.15 |
| Citi 0.05 |
| Flagstar 0.10 |
| Nationwide 0.40 |
| Bank Of America 0.05 |
| Wells Fargo 0.01 |
| Chase 0.10 |
