National Bank of Kansas City Rates & Review

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National Bank of Kansas City Review

The National Bank of Kansas was opened in Overland, Kansas in 1999 by a group of local businessmen. This bank now has half a dozen branch offices in Kansas and Missouri.

Personal and business customers can choose from savings, checking and loans.

Checking account choices

This bank provides customers with an array of checking account choices. These choices include:

  • Completely free personal checking
  • FreshStart Checking
  • Low minimum interest checking
  • Direct deposit personal checking
  • Silver checking account
  • Investment Plus checking account

Savings account options

National Bank of Kansas City offers regular and youth interest bearing savings accounts as well as Kids Club savings and a money market account. Also on the menu are CD terms from 3 months to 60 months including a jumbo CD. IRA terms are available from 6 months to 60 months. There's also a Health Savings Account.

    Mortgages and loans

    Customers can borrow money from this bank for a wide variety of needs, including:

    • Automobile loans
    • Debt consolidation loans
    • Small dollar loans
    • CD loans
    • Construction loans
    • Bridge loans
    • Home equity lines of credit
    • Home improvement loans
    • Personal loans for various purchases

    The bank also offers traditional mortgages. Its mortgage division opened the same year that the bank was chartered.

    Online banking

    One of the bank's core services is online banking. Most accounts can be opened online. Online banking is free with all checking accounts. Neat features include free bill pay and a reminder and alert system to keep you on track to avoid fees.

    Deposit insurance

    National Bank of Kansas City is a member bank of the Federal Deposit Insurance Corporation. The temporary increase in FDIC coverage from $100,000 to $250,000 per depositor was made permanent in July 2010. All eligible deposits are FDIC-insured up to at least $250,000 per depositor. Joint accounts are FDIC-insured up to at least $250,000 per account holder.

    • Account Type
    • APY
    • Adverstiser Comments
    • CD Rates
    • Personal CD 12-23 Month - open online, $5,000 to open.
    • Term
    • APY
    • Min. To Earn APY
    • Compounding Method
    •  
      • 1 year
      • 0.60%
      • $1
      • Compounding Daily
    1 Responses to "National Bank of Kansas City Rates & Review"
    1. Vance March 21, 2011 at 3:36 pm

      I had a high interest savings account with NBKC from 2006 to 2008 and always had great service from them. However, in 2008 I found their risk factors to be higher than I was comfortable with, so I moved my savings to a bank that had not taken bailout money...Heritage Bank of Nevada.

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