iGObanking Rates & Review

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iGObanking Review

iGObanking is the online banking division of Flushing Savings Bank which has operated in New York City since 1929.

Flushing Savings Bank is based in Queens, New York City, and has been in business since 1929. Bank accounts can be opened and funded completely online at the iGObanking website. Deposits at iGObanking are insured by the Federal Deposit Insurance Corp. (FDIC) up to the maximum allowable limits.

Savings account choices

The bank has a high interest savings account with no fees and a $1 minimum balance requirement. The account can help people who don't have much money to start saving and earning interest. Money can be transferred directly from a customer's current bank account to their iGObanking savings account. Customers can link an unlimited number of accounts and there are no fees for transferring funds between bank accounts.

Checking account options

The bank also offer a high interest checking account. The bill pay tool allows checking customers to import their bills directly into the account and pay them online. The ATM and debit card can be free at over 37,000 ATMs in the Allpoint network. Direct deposits into checking accounts also are available.

CDs and retirement accounts

Online CDs are offered with maturities from 3 months to 60 months. Interest earned on a CD can be transferred into any existing iGObanking account. Retirement accounts also are available through the bank in the form of traditional and Roth IRAs.

Deposit insurance

Flushing Savings Bank, iGObanking's parent bank, is a member bank of the Federal Deposit Insurance Corporation. The temporary increase in FDIC coverage from $100,000 to $250,000 per depositor was made permanent in July 2010. All eligible deposits are FDIC-insured up to at least $250,000 per depositor. Joint accounts are FDIC-insured up to at least $250,000 per account holder.

  • Account Type
  • APY
  • Adverstiser Comments
  • Savings
  • 0.25%
    Min to Earn APY: $0
  • iGO Online Savings
  • Money Market
  • 0.90%
    Min to Earn APY: $25,000
  • iGO Online Money Market
  • Checking Account
  • 0.25%
    Min to Earn APY: $1
  • iGO Online Checking
  • CD Rates
  • 24 Month CD.
  • Term
  • APY
  • Min. To Earn APY
  • Compounding Method
    • 2 year
    • 0.35%
    • $0
    • Compounding Daily
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