FultDirect.com Rates & Review

FultDirect.com Review

As the online division of Fulton Bank, which opened in 1882, FultDirect.com offers online CD and money market accounts.

FultDirect.com is the online banking division of Fulton Bank, which opened in 1882. The parent bank is headquartered in Lancaster, Pennsylvania and has over 100 offices in Pennsylvania and Virginia. In 2009 it won the Best of the Web Award from the Central Penn Business Journal for the quality, productivity and functionality of its website.

Online accounts

Currently (2010), a 6-month online CD and an online money market account, both with tiered interest rates based on deposit amount, are the only options available through FultDirect.com. A variety of other accounts are offered by the parent bank, Fulton Bank.

More accounts and services

Fulton Bank offers a full range of deposit accounts including a traditional bank savings account as well as checking accounts, IRAs, and HSAs. The parent bank offers Visa credit cards, brokerage services through Fulton Financial Advisors, insurance plans through Fulton Insurance Services Group, and residential mortgage services through Fulton Mortgage Company. More information can be found in this review of Fulton Bank.

Deposit insurance

Parent bank Fulton Bank is a member bank of the Federal Deposit Insurance Corporation. The temporary increase in FDIC coverage from $100,000 to $250,000 per depositor was made permanent in July 2010. All eligible deposits are FDIC-insured up to at least $250,000 per depositor. Joint accounts are FDIC-insured up to at least $250,000 per account holder.

Compare savings account rates from FultDirect.com and more than 400 other banks at SavingsAccounts.com.