First State Bank of Harvey Rates & Review

First State Bank of Harvey Review

From humble beginnings in Silva, North Dakota, First State Bank of Harvey has grown to become a $60 million institution, featuring a bookkeeping department, an in-house brokerage service and an insurance office.

Chartered in 1913 as First State Bank of Silva, First State Bank of Harvey was transferred to Harvey, North Dakota in 1936, expanding its customer base along with its headquarters and retaining long-term employees.

Today in 2010, First State Bank of Harvey holds assets of $60 million and features in-house brokerage and insurance services in addition to the customary banking fields of deposits and loans.

Checking and savings account options

First State Bank of Harvey offers several savings account and checking account options for individuals and businesses. Interest bearing checking accounts comprise NOW, Super NOW, and Money Market accounts. CD accounts include terms of 3 months to 60 months. Traditional, Roth, and Education IRAs are available.

The bank offers common on-site services such as safe deposit boxes and wire transfers. Several financial calculators are available on the bank's website.

Credit and loans

The bank offers a Visa credit card and provides a wide variety of loans including agricultural, auto, business, commercial, home improvement, personal, real estate, recreational vehicle and SBA loans.

Investment services

Investment plans for college, retirement or other long-term needs are offered in-house through PrimeVest Financial Services.

Deposit insurance

First State Bank of Harvey is a member bank of the Federal Deposit Insurance Corporation. The temporary increase in FDIC coverage from $100,000 to $250,000 per depositor was made permanent in July 2010. All eligible deposits are FDIC-insured up to at least $250,000 per depositor. Joint accounts are FDIC-insured up to at least $250,000 per account holder.

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