First National Bank Rates & Review

First National Bank review

First National Bank, the oldest bank in Dewey County, Oklahoma, celebrated its 100-year anniversary in 2001. It is a single-location community bank headquartered in Seiling, Oklahoma. The bank offers a diverse array of checking account and loan choices along with high interest savings options.

Bank account choices

This bank offers multiple checking account options. Customers can select from a regular checking account, a budget checking account, two different types of interest-earning checking accounts and a money market account. The bank does not currently offer a traditional bank savings account. However, there is a CD account and an IRA account for savings. All accounts are FDIC-insured to the full amount prescribed by law.

Loans

First National Bank makes consumer loans including home improvement loans, auto loans, personal loans, real estate loans and general short-term loans. For business customers the bank offers commercial loans and agricultural loans.

Banking services

This bank offers VISA check cards, personal credit cards and business credit cards. Free online banking and phone banking are available to all customers. Other services include cashier's checks, direct deposit, night deposit, notary services, safe deposit boxes, savings bonds and wire transfers.

Awards and achievements

First National Bank has been named the number one bank in Oklahoma in Warren Weagant's Bank Rating Survey. It has also been listed in the top 15 percent of all U.S. commercial banks by the book "Safe Banks".