First National Bank of Kansas Rates & Review

First National Bank of Kansas Review

First National Bank of Kansas is a locally owned institution serving individuals and businesses in eastern Kansas.

First National Bank of Kansas has been in business since 1902. The bank is based in Burlington, Kansas, with additional offices in nearby Waverly and Osage City. Employees are involved in a variety of community clubs and activities. The bank offers financial services including loans, deposit accounts, ATMs, telephone banking, Internet banking, and online bill payment. Assets were $58.1 million in 2009.

Checking and savings account options

The bank offers several types of checking account for personal and business use, including a Free Checking Account and an interest-bearing NOW Checking Account. There is also a no-frills Kwik Cash Account with no minimum deposit, no check writing, and one free withdrawal per direct deposit.

Savings account choices include a regular or children's account, a Christmas account, and a money market deposit account (no check writing). Customers can open a CD or an IRA with available terms from 91 days up to 5 years.

Financial services

The bank's website has a chart that helps customers compare savings rates and other account information. Other services include installment loans, real estate loans for purchase or refinance, commercial loans, and agricultural loans. Internet banking, bill payment services, and banking by phone also are available to customers 24 hours a day.