First National Bank of Brooksville Rates & Review

First National Bank of Brooksville review

First National Bank of Brooksville is an independent Kentucky bank. It has one headquarters office and one limited service branch office, both of which are located in Brooksville. It has been open for over 100 years. It offers checking, savings and loan services.

Checking account options

This bank offers three core checking account options. The regular checking account is a no-fee account for students, seniors, non-profits and anyone who maintains a $300 balance. The bank's NOW account is an interest-bearing account requiring a minimum balance of $1,000. The Special NOW account for seniors adds fee-free money orders, traveler's checks, notary service and annual checkbooks for customers 55 and better.

Savings account options

There is one basic savings account option with this bank. It has a small minimum opening deposit of $5. There is no fee for customers under 18 and no fee for account holders who maintain a $50 balance.

For higher savings account interest rates, customers can choose a CD or an IRA. This bank offers ten different CD account options with maturities ranging from three months to 60 months. There is a minimum deposit of $1,000 to open a CD with this bank. The bank offers three IRA options: traditional, Coverdell and Roth.

Loans

This bank specializes in local loans. Loan options include personal and business loans, fixed and variable real estate loans, home equity and second mortgage loans, auto loans and farm expense loans. According to the bank's website, all loan decisions are made locally, in Brooksville.