First National Bank in Cimarron Rates & Review

First National Bank in Cimarron review

First National Bank in Cimarron started as a local bank in 1904 and converted to a national bank in 1929. Its headquarters, as well as a second branch location, are in Cimarron, Kansas. The FDIC-insured bank is involved with the small southwestern Kansas town through partnerships with the Rotary Club, Chamber of Commerce, County Fair, 4-H and local schools.

Savings account choices

The bank offers a standard interest-bearing savings account as well as specialized savings accounts for children and the elderly. However, some of their best savings account rates come from their money market account, CD account and IRA options. CD terms range from 30 days to 36 months. IRAs are available in fixed and variable forms with 12-month and 30-month terms.

Checking account choices

As of 2010, the bank offers seven different checking account types. There is a free checking account with no minimum balance and a personal checking account that is free with a small minimum balance. There are special checking accounts for students, seniors and businesses. The bank's Harvest Account and ATM Account are low-fee accounts with unlimited ATM and debit transactions. Its NOW Account is an interest-bearing checking account.

Loans and services

This bank provides loans in four different categories: personal loans, real estate loans, commercial loans and agriculture loans. It also offers many types of insurance including home and farm insurance, auto insurance, life insurance and business insurance.

Banking services include online banking with bill pay, phone banking, overdraft protection and funds management assistance.