Citizens State Bank of Paola Rates & Review

Citizens State Bank of Paola Review

Citizens State Bank of Paola provides personal and business banking services in Miami County, Kansas.

Citizens State Bank of Paola is an independently owned and operated state-chartered bank based in Paola, Kansas. The bank has been in business since 1903 and is owned by Valley View Financial Group. Affiliates of the bank are independently owned and operated, but work in partnership to offer a range of products and services to customers.

Featured accounts

As of 2010, the bank offers a free checking account with a $100 minimum opening deposit and no monthly minimum balance requirement. There also is a High & Free Interest checking account that offers a higher rate of interest for balances up to $25,000 and free ATM use nationwide. Other checking accounts are available, as well as a money market account and health savings account (HSA) which operates like an interest-bearing checking account for medical expenses.

The bank's personal savings account requires a minimum opening deposit of $50. Customers can open a CD for terms of three months to five years. Accounts can be accessed online and the bank offers free online bill pay for its customers. There are also checking accounts and a money market account for businesses

Beyond banking

Citizens State Bank of Paola offers a variety of financial products and services, including mortgage loans and credit cards. Personal investment services are provided through Bankers and Investors Co., an affiliate of Valley View Financial Group. Along with investment advice, these services include estate, insurance, retirement, business and tax planning.