Since Raleigh-based Capital Bank was established in 1997, it has expanded rapidly to provide full-service community banking to the entire state of North Carolina.
Capital Bank, established in 1997, is a wholly owned subsidiary of Capital Bank Corporation. The bank is based in Raleigh and has 32 branch offices in ten North Carolina counties.
Customers of Capital Bank give this bank a five out of five-star rating, particularly praising the customer service. The Better Business Bureau gives the bank an A rating.
Capital Bank offers a complete array of financial products, including a savings account that can be linked to a checking account through online banking.
Customers can choose a money market account or invest in a certificate of deposit (CD) to meet financial goals. Those saving for retirement can open an IRA with Capital Bank, which also offers a Health Savings Account to handle medical expenses.
All deposit accounts are FDIC-insured to at least $250,000 per depositor
Capital Bank offers financial planning services, mortgage and personal loans, credit cards and debit cards. The bank also has insurance products.
Online banking and mobile banking services allow customers to check balances and transfer funds. Online bill paying is also available.
Capital Bank customers can sign up for "bonus benefits", including discounts for restaurants, shops, services, travel, hotels and recreational amenities.