Atlantic Coast Bank offers a wide range of products in savings, checking, CDs, loans, and more to residents of Northeast Florida and Southeast Georgia.
Atlantic Coast Bank is a locally managed, federally chartered mutual thrift with branch locations in northeast Florida and southeast Georgia. Savings are invested in loans for commercial and residential real estate, and in consumer loans. Customers can access accounts free of charge at Presto! ATMs, located at all Publix Supermarkets. Established as the First Railroad Community Federal Credit Union in Waycross, Georgia in 1939, Atlantic Coast Bank grew through mergers with smaller credit unions in Georgia and expanded into Florida in the 1980s. Atlantic Coast became a public company in 2004.
The bank offers a variety of business and personal products, including Kasasa Tunes, a free checking account that gives customers free iTunes downloads every month. Other products include a savings account, a checking account, CD accounts, lines of credit, home loans, consumer loans, a money market account, and a Primetime Millionaire's Club for members aged 50 and higher.
For community outreach, Atlantic Coast Bank offers a high school partnership program that donates money to participating schools when you buy checks with the school logo on them. Beginning in 1988, the bank has awarded a $1,000 college tuition grant to a qualified customer to help with their education. Atlantic Coast Bank supports the Wounded Warrior Project, provides donations and volunteer efforts for the annual Children's Christmas Party of Jacksonville, and is a Gold Sponsor of the American Cancer Society Relay for Life.
Atlantic Coast Bank is now available to all customers online, offering 24/7 access to savings account, checking account, money market account, and personal or business loan balances and histories.