America's Credit Union is a member-owned and member-operated financial cooperative established in 1954. ACU offers a variety of banking products for individuals including those in military service.
America's Credit Union opened its doors in 1954. It is a member-owned and member-operated financial cooperative. This means that customers have a voice in what products and services are offered. As a result, ACU offers a number of unique personalized products for a range of demographics including teens and military personnel.
Alongside the traditional savings account, America's Credit Union offers a teen savings account, a health savings account, a Christmas Club, a Tree Fort Club, and other specialized savings plans.
The credit union offers a traditional money market account as well as a guaranteed money market account which pays a guaranteed dividend rate for six months. This makes it similar to a CD except that one can make withdrawals and deposits if need be.
America's Credit Union offers more than one checking account type for its members. Interest-earning, low-balance checking is one option. Teen checking accounts are another option. There is even a special account for seniors.
In addition to basic account services, America's Credit Union specializes in banking services for members of the military. They offer financial assistance to military members who need to relocate, ship their vehicles or plan for deployment.
America's Credit Union has received over one dozen local and national awards, including Federal Credit Union of the Year by the National Association of Federal Credit Unions.
Deposits at America's Credit Union are insured by the National Credit Union Administration (NCUA) to a maximum of $250,000 per depositor.