Amegy Bank of Texas Rates & Review

Amegy Bank of Texas Review

Amegy Bank of Texas, based in Houston, focuses on small business customers while also providing individual banking services at over 80 branch locations throughout the state.

Amegy Bank of Texas is proud of the fact that it's a true Texas bank. Headquartered in Houston, Amegy Bank of Texas has over 80 different branch locations throughout the state as of 2010. It was established in the late twentieth century as the Northwest Crossing National Bank. After a series of name changes, mergers and acquisitions, the bank became known by its current name. In 2005, it became the largest bank in Texas.

Small business banking

Amegy Bank of Texas specializes in small business banking. The company prides itself on its firsthand knowledge of Texas communities. They aim to aid small business owners in the area accordingly. In addition to general small business, they emphasize special knowledge of banking for retail, real estate and energy businesses. Along with its parent company, Zions Bancorporation, Amegy Bank of Texas received over one dozen national awards from the Greenwich Excellence Awards in Small Business and Middle Market Banking.

Personal banking

However, it is not only business customers that can take advantage of the products offered by Amegy Bank of Texas. The bank does offer individual checking account, savings account, money market account and CD options. Furthermore, this bank offers personalized assistance for individual customers who want help with trusts, wealth management and investments.

FDIC insurance

Amegy Bank of Texas accounts are FDIC insured up to $250,000 per depositor. Additionally, as of 2010, Amegy Bank of Texas participated in the FDIC's voluntary Temporary Liquidity Guarantee Program. This program insures all deposits that are held in non-interest bearing deposit transaction accounts.