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Best Checking Accounts - rates updated daily.

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Institution State APY APY Limit Details
Consumers Credit Union
Rates as of Nov. 19th
Open to all states 5.09% Up to $10,000 12 debit card transactions - electronic statements - 1 direct deposit OR 1 auto ACH payment OR 1 online bill pay - enroll in online banking - spend $1000 or more in CCU VISA purchase transactions, regardless of the number of purchases - apply online - membership required, open to all - APY of 3.09% or 4.09% available with varying conditions met (see website for details) - Free Rewards Checking
Pelican State Credit Union
Rates as of Nov. 19th
Louisiana 4.01% Up to $10,000 15 check card transactions per cycle - electronic statements - at least 1 direct deposit, online bill payment, or automatic debit (ACH) - access account online - membership required - Kasasa Cash
Home Federal Bank Corp
Rates as of Nov. 18th
Louisiana 4.00% Up to $20,000 15 signature debit card transactions - electronic statements with check images - direct deposit of at least $500 - maintain $250 minimum balance - Must complete one ACH debit for any amount - Smart Rewards Checking
Florida Central Credit Union
Rates as of Nov. 19th
Florida 3.25% Up to $5,000 12 check card transactions - electronic statement - 1 direct deposit or auto ACH - loan balance of $5,000 or more - customers with no loan balance can still earn 1.75% APY - Ultimate Checking
Money One Federal Credit Union
Rates as of Nov. 18th
Maryland 3.01% Up to $10,000 10 POS debit card transactions - electronic statements - 1 direct deposit or automatic ACH payment post and clear each cyle - log into online banking at least once per cycle - Kasasa Cash
Ouachita Independent Bank
Rates as of Nov. 18th
Louisiana 3.01% Up to $15,000 12 check/debit card transactions - electronic statements - 1 direct deposit or auto ACH - available to Lousiana and surrounding state's residents - OIB Reward Checking
Southern Bank
Rates as of Nov. 19th
Missouri, Arkansas 3.01% Up to $15,000 12 check card purchases - electronic statements - 1 direct deposit or auto ACH - Open only to residents of local Missouri and Arkansas market area - Kasasa Cash
SAC Federal Credit Union
Rates as of Nov. 19th
Nebraska, Iowa 3.01% Up to $10,000 12 debit card transactions - electronic statements -1 direct deposit- membership limited to people living, worshiping, or working in Sarpy, Douglas, and Cass Counties in Nebraska or Pottawattamie County in Iowa - High Yield Checking
Lake Michigan Credit Union
Rates as of Nov. 18th
Open to all states 3.00% Up to $15,000 10 debit card purchases per month - electronic statements - direct deposit into any LMCU account - minimum of 4 logins to home banking per month - Max Checking
Peoples Bank (thefriendlybank.com)
Rates as of Nov. 19th
Louisiana 3.00% Up to $15,000 15 debit card purchases post and settle per statement cycle - electronic statements - 1 automatic debit (ACH) or credit post and settle each statement cycle - be enrolled and log into online banking - Available in Louisiana - Kasasa Cash
First Financial Bank (ffb1.com)
Rates as of Nov. 19th
Arkansas, Mississippi 3.00% Up to $15,000 12 debit card purchases post and clear - electronic statements - online banking at least once per month - Limited to local market areas - Kasasa Cash Account
Great Lakes Credit Union
Rates as of Nov. 18th
Illinois 3.00% Up to $10,000 10 debit card purchases per statement cycle - electronic statements - 1 direct deposit of at least $500 - pay 1 online bill pay per month or login to mobile banking once per month - Ultimate Checking
Inova Federal Credit Union
Rates as of Nov. 18th
Nationwide 3.00% Up to $20,000 15 signature-based debit card purchase transactions per month - electronic statements - minimum $200 monthly direct deposit - must maintain a minimum daily balance of $1,500 - Ovation Checking
UniWyo Federal Credit Union
Rates as of Nov. 19th
Wyoming, Colorado 2.99% Up to $15,000 10 monthly debit card transactions of at least $5 each - electronic statements - 1 direct deposit - aggregate deposit/loan balance of at least $5,000 - available to Wyoming and Colorado Front Range residents of select employer groups - Xtraordinary Checking
DuPont Community Credit Union
Rates as of Nov. 19th
VA 2.78% Up to $25,000 15 debit card transactions - electronic statements - $250 minimum amount of debit transactions monthly - membership open to people living, working, worshiping, or going to school in Augusta, Rockingham, Rockbridge, Highland, Bath, Shenandoah, Waynsboro, Staunton, Harrisonburg, Lexington, and Buena Vista Counties, VA - Grow Green Checking Tier II
Coulee Bank
Rates as of Nov. 19th
IA, MN, WI 2.55% Up to $15,000 10 debit card transactions per qualification cycle - electronic statements - 1 direct deposit or automatic payment - be enrolled and log into online banking at least once per cycle - must be a resident of Wisconsin, Minnesota or Iowa - Kasasa Cash
Belvoir Federal Credit Union
Rates as of Nov. 19th
Mississippi 2.53% Up to $15,000 15 debit card purchases and/or electronic bill payments cleared/posted each statement cycle - electronic statements - 1 direct deposit ($500 minimum) - log in to BOB (Belvoir Online Banking) or mobile banking - CUXcel Checking
Union Square Federal Credit Union
Rates as of Nov. 19th
Texas 2.51% Up to $10,000 12 debit card purchases - electronic statements - 1 direct deposit or ACH - access online banking - membership is open to persons who live or work in Witchita County, Texas - Premier Checking Account
American Bank and Trust
Rates as of Nov. 19th
South Dakota 2.51% Up to $10,000 12 check card purchases post and settle monthly - electronic statements - 1 automatic payment (ACH) post and settle monthly - Account includes refunds of up to $20 in monthly ATM fees - Kasasa Cash
Roundbank
Rates as of Nov. 19th
Minnesota 2.50% Up to $10,000 12 check card point-of-sale transactions - electronic statements - access internet banking once per qualification cycle - Minnesota - Kasasa Cash
Greater Nevada Credit Union
Rates as of Nov. 18th
Nevada 2.50% Up to $10,000 15 debit card purchases post and clear - electronic statements - 1 Direct Deposit post and clear - must be a member - for current members only - We Aspire Checking
Capital Educators Federal Credit Union
Rates as of Nov. 19th
Idaho 2.50% Up to $10,000 12 debit card purchases - electronic statements - 1 direct deposit or auto ACH - membership available to Idaho residents - High Yield Checking
Lee Bank
Rates as of Nov. 18th
Massachusetts 2.50% Up to $15,000 12 debit card purchases post and settle per qualification period - electronic statements - 1 direct deposit or automatic payment (ACH) post and settle - ATM fee refunds (up to $25) - Kasasa Cash Checking
Washington Savings Bank
Rates as of Nov. 19th
Massachusetts and New Hampshire 2.48% Up to $10,000 12 debit card purchases post and clear - Electronic statements - At least 1 automatic payment, direct deposit, or bill pay post and clear - Limited to MA and NH market area - Interest Rewards Checking
The First National Bank of Dieterich
Rates as of Nov. 19th
Illinois 2.31% Up to $25,000 10 POS debit card transactions - electronic statements - access online banking - Limited to residents of Eastern Illinois only - Prime Rewards Checking
Altra Federal Credit Union
Rates as of Nov. 19th
Wisconsin, Minnesota, Texas, Tennessee 2.25% Up to $15,000 10 check/debit card transactions - electronic statements - 1 direct deposit - Accounts are available to anyone living, working, worshiping, or attending school in La Crosse, WI, Winona, MN, Tyler/Smith County, TX, Clarksville/Montgomery County TN, and select employee groups - A Plus Checking
BankTexas
Rates as of Nov. 19th
Texas 2.25% Up to $7,000 10 debit card purchases per statement cycle - electronic statements - 1 direct deposit or ACH debit - Kasasa Cash
Southeast National Bank
Rates as of Nov. 19th
Illinois, Iowa 2.25% Up to $10,000 10 debit card transactions(excluding ATM Transactions) - electronic statements - 1 direct deposit or ACH auto debit - Free Reward Checking
Bank of Little Rock
Rates as of Nov. 19th
Arkansas 2.25% Up to $10,000 10 debit card transactions - electronic statements - 1 direct deposit or ACH auto debit - available only to residents of Arkansas - Kasasa Cash
Cross Keys Bank
Rates as of Nov. 19th
Louisiana 2.05% Up to $10,000 12 check card purchases - 1 auto pay or direct deposit transfer - electronic statements - enroll/access internet banking - Gold Key Rewards
Crossroads Bank (crossroadsbank.com)
Rates as of Nov. 19th
IL 2.05% Up to $30,000 20 VISA debit card transactions - electronic statements - account must be opened in person in Effingham, IL - Effingham First Checking
Security Bank (securitybankok.com)
Rates as of Nov. 19th
Oklahoma 2.05% Up to $15,000 10 check card purchases post and settle per qualification cycle - electronic statements - 1 direct deposit or automatic payment (ACH) post and settle each qualification cycle - nationwide ATM fee refunds - Security Bonus Checking
First New England Federal Credit Union
Rates as of Nov. 19th
Connecticut 2.02% Up to $15,000 12 debit card purchases posted and cleared per qualification cycle - enroll in eServices (includes electronic statement, home banking (not bill pay), and eNews sign up) - 1 monthly direct deposit or one ACH automatic debit posted and cleared per qualification cycle - Stated APY is for Relationship Account members - a lower APY applies for general members - Rewards Checking
Farmers Bank and Trust
Rates as of Nov. 19th
Arkansas, Texas 2.01% Up to $25,000 10 check card transactions - electronic statements - 1 direct deposit or ACH auto debit, - access online banking - Arkansas, Texas, Louisiana, Mississippi, Tennessee, Missouri and Oklahoma.residents only - must open account in person - True Rewards Checking
Treynor State Bank
Rates as of Nov. 19th
Iowa 2.01% Up to $10,000 15 POS debit transactions must post and clear account per qualification cycle - electronic statements - 1 direct deposit ,ACH auto debit, or online bill payment per cycle - Iowa market area only -Kasasa Cash
Montgomery Bank
Rates as of Nov. 18th
Missouri 2.01% Up to $15,000 12 check/debit card transactions - electronic statements - 1 direct deposit or auto ACH - maintain vallid e-mail adress - Montgomery eBlue Checking Account
Cross County Bank
Rates as of Nov. 19th
Arkansas 2.01% Up to $15,000 10 debit card transactions - electronic statements - 1 direct deposit or one ACH auto debit - Arkansas residents only - The Most Checking
First Robinson Savings Bank
Rates as of Nov. 19th
Indiana, Illinois 2.01% Up to $15,000 10 debit card transactions - electronic statements - 1 online bill payment, automatic payment or direct deposit- account available in Illinois and Indiana market area - Kasasa Cash
Bank2
Rates as of Nov. 19th
Oklahoma 2.01% Up to $15,000 12 POS debit card purchases - electronic statements - 1 monthly direct deposit - Access online banking - Available only to Oklahoma residents - Great Rate Checking
Blue Ridge Bank
Rates as of Nov. 19th
Virginia 2.01% Up to $15,000 10 Visa check/debit card transactions - electronic statements - 1 direct deposit or auto ACH - Geographic Restrictions - Contact bank for details - Kasasa Cash
WestField Bank FSB
Rates as of Nov. 19th
Ohio 2.01% Up to $15,000 12 Visa debit card purchases (excludes ATM transactions) - electronic statements - 1 direct deposit or auto ACH - Bank located in Ohio - account available nationwide - open online, signature cards by mail - Dream Big Checking
XCEL Federal Credit Union
Rates as of Nov. 19th
New Jersey, New York 2.01% Up to $15,000 12 debit card purchases post and settle each qualification cycle - electronic statements - direct deposit required to open account, minimum $1,000 monthly or gross payroll - nationwide ATM fee refunds with qualifications - Kasasa Cash
Kanza Bank
Rates as of Nov. 18th
Kansas 2.00% Up to $25,000 12 check/debit card transactions - electronic statements - 1 direct deposit or auto ACH - APY paid on balances up to $10,000 when qualifications are met - KanzaRewards Checking
Legacy Bank
Rates as of Nov. 18th
Oklahoma 2.00% Up to $25,000 12 debit/check card transactions - electronic statements - direct deposit - Win/Win Checking
Southbridge Savings Bank
Rates as of Nov. 19th
Massachusetts 2.00% Up to $25,000 10 debit card POS transactions - electronic statements - 1 direct deposit or ACH auto debit - Must meet Kasasa Cash requirements to receive bonus rates - Kasasa Saver must be linked to Kasasa Cash account. - Kasasa Cash Checking Bonus
Standing Stone National Bank
Rates as of Nov. 19th
OH 2.00% Up to $15,000 12 debit card purchases post and settle - be enrolled and receive e-statement notice - be enrolled and log into online banking - serving only Lancaster and Fairfield County area Ohio - Kasasa Cash
Solvay Bank
Rates as of Nov. 19th
New York 2.00% Up to $15,000 12 debit card transactions - electronic statements - 1 direct deposit - must be resident of Cayuga, Cortland, Madison, Oneida, Onondaga and Oswego counties in the state of New York. - High Interest Checking.
TheBANK of Edwardsville
Rates as of Nov. 19th
IL 2.00% Up to $15,000 15 debit card transactions - electronic statements - 1 online PayLink Bill Pay - IL market area only - TheCLUB Checking
Kansas State Bank
Rates as of Nov. 18th
Kansas 1.90% Up to $25,000 10 check/debit card transactions - electronic statements - 1 direct deposit or auto ACH - 1 log in online banking - New account documents must be signed in person - Limited to Arizona and Kansas market area - Checking Plus
Royal Banks of Missouri
Rates as of Nov. 19th
Missouri 1.85% Up to $24,999 12 Signature based transactions must be a minimum of $5.00 or Greater - electronic statements - 1 direct deposit and/or ACH - Missouri residents only - Majestic Checking
Sutton Bank
Rates as of Nov. 19th
Ohio 1.77% Up to $25,000 11 check card transactions - electronic statements - 1 direct deposit or ACH auto-debit - apply online - Rewards Checking
Flora Bank
Rates as of Nov. 19th
Illinois 1.76% Up to $20,000 10 check card transactions - electronic statements - one direct deposit or ACH auto debit - access online banking - account available to Illinois market area - First Reward Checking
ABCO Federal Credit Union
Rates as of Nov. 19th
New Jersey 1.76% Up to $25,000 10 debit card purchases per statement cycle - electronic statements - 1 direct deposit or 1 direct debit (ACH) post each statement cycle - perform 1 transaction in online banking monthly - Premier Checking
Endura Financial Federal Credit Union
Rates as of Nov. 19th
Minnesota 1.75% Up to $25,000 15 debit card purchases $10 minimum - electronic statements - direct deposit - online banking - eLife checking - $25 opening deposit - apply online - must be a member - eligible balance to earn APY determined by direct deposit amount- ELife Checking
Pacific Resource Credit Union
Rates as of Jul. 17th
California 1.75% Up to $15,000 10 check/debit card transactions per cycle and each transaction must be at least $10 to qualify - electronic statements -1 direct deposit or ACH - must be a member - High Flying Checking
Workers' Credit Union
Rates as of Nov. 19th
Massachusetts 1.75% Up to $25,000 12 debit card transactions - 1 monthly direct deposit or automatic payment - electronic statements - $25 membership savings account is required - Membership is limited to residents of Massachusetts or New Hampshire or those who work for a company that is based in Massachusetts - Xtreme checking
Citizens National Bank
Rates as of Nov. 19th
Open to all states 1.75% Up to $25,000 12 check/debit card transactions - electronic statements - 1 direct deposit or direct debit - Local service areas only - open in branch - Rewards Checking
Connexus Credit Union
Rates as of Nov. 19th
WI 1.75% Up to $25,000 15 debit card transactions - electronic statements - 1 ACH credit - 1 third party Bill Pay debit - limited to Connexus Credit Union members in Wisconsin - Xtraordinary Checking
Keystone Bank
Rates as of Nov. 18th
Alabama 1.65% Up to $25,000 10 debit card purchases - electronic statements - 1 direct deposit or auto ACH - Keystone Cash Checking Rewards
First Tech Federal Credit Union
Rates as of Nov. 19th
AR, CA, CO, DE, GA, ID, MA, NM, OR, PR, TX, WA 1.58% Up to $10,000 12 debit card purchases each qualifying period - electronic statements - 1 direct deposit or 1 recurring ACH withdrawal per qualifying period - Dividend Rewards Checking
Provident Credit Union
Rates as of Nov. 19th
California 1.56% Up to $25,000 10 debit card purchases per month - electronic statements and account notices - 1 direct deposit or automatic debit/credit (ACH) per month - ATM surcharge rebates - Super Reward Checking
Aspire Federal Credit Union
Rates as of Nov. 19th
New Jersey 1.51% Up to $10,000 12 debit card purchases per statement cycle - electronic statements - 1 direct deposit or 1 electronic debit each statement cycle - Kasasa Cash
New Mexico Bank & Trust
Rates as of Nov. 18th
New Mexico 1.51% Up to $20,000 15 signature-based debit card transactions-electronic statements-one direct deposit or auto ACH-Accepting accounts only from local service areas. Cash Rewards Checking .
Arizona Bank and Trust
Rates as of Nov. 19th
Arizona 1.51% Up to $20,000 15 check/debit card transactions - electronic statements - 1 direct deposit - Local service areas only - Earn 1.51% APY on balances up to $20,000 - Cash Rewards Checking
Focus Bank
Rates as of Nov. 19th
AR, MO 1.51% Up to $25,000 10 check/debit card transactions - electronic statements - access online banking - MAXimum Free Checking
Citizens Bank Minnesota
Rates as of Nov. 19th
Minnesota 1.51% Up to $15,000 10 check card transactions - electronic statements - at least one direct deposit or one automatic payment -WooHoo! Checking
1st National Bank (firstnationalbanks.biz)
Rates as of Nov. 19th
Wisconsin 1.51% Up to $15,000 10 check/debit card transactions - electronic statements - 1 direct deposit or auto ACH - Must apply in person at a branch in Central Wisconsin - 1st Rewards Checking
The Provident Bank
Rates as of Nov. 19th
New Jersey 1.51% Up to $15,000 10 debit purchases per month - electronic statements - 1 direct deposit or 1 automatic ACH debit -An interest rate of 0.50% with an APY ranging from 1.11% to 1.51% will be paid only for that portion of your daily balance that is more than $15,000, but less than or equal to $25,000 - Provident Smart Checking
Bank Gloucester
Rates as of Nov. 19th
Massachusetts 1.51% Up to $25,000 10 debit card purchases - electronic statements - 1 direct deposit or auto payment - Must open account in person - Reward Checking
Wisconsin Bank and Trust
Rates as of Nov. 19th
Wisconsin 1.51% Up to $20,000 15 signature-based debit purchases - direct deposit - online statements - Limited to Wisconsin market area only - Cash Rewards Checking
Cinco Family Financial Center Credit Union
Rates as of Nov. 19th
Ohio 1.51% Up to $14,999 12 debit card purchases - electronic statements - direct deposit - membership limited to people living, working, and worshiping in Cincinnati OH or Butler, Hamilton, and Clermont counties and family members - WePayU Checking
Security Bank (mysbank.com)
Rates as of Nov. 19th
Texas 1.51% Up to $25,000 10 debit card purchases post and settle per qualification cycle - electronic statements - 1 direct deposit or ACH auto debit post and settle per qualification cycle - be enrolled and log into online banking - nationwide ATM fee refunds - Rewards Checking
Bank of Weston
Rates as of Nov. 19th
Missouri 1.51% Up to $15,000 10 debit card purchases post and settle each month - electronic statements - 1 direct deposit or automatic payment (ACH) post and settle each month - Kasasa Cash Checking
Evantage Bank
Rates as of Nov. 19th
Oklahoma 1.50% Up to $10,000 10 debit card purchases per statement cycle - electronic statements - bank will refund up to $25 in foreign ATM fees each monthly statement cycle when qualifications are met - Evantage Rewards Checking
Kennebec Federal Savings
Rates as of Nov. 18th
Maine 1.50% Up to $50,000 15 debit card purchases - electronic statements - 1 direct deposit or ACH - available only to residents of Maine - KFS Rewards Checking
Gulf Winds Federal Credit Union
Rates as of Nov. 18th
AL, FL 1.50% Up to $10,000 12 debit card transactions post and clear - electronic statements - 1 direct deposit or automatic payment post and clear - Gulf Winds High Yield Checking
First Federal Bank
Rates as of Nov. 19th
NC 1.50% Up to $10,000 10 Debit card purchases-electronic statements - direct deposit or ACH -Access Online Banking once each qualification cycle - Kasasa Cash
MidwestOne Bank
Rates as of Nov. 18th
Iowa 1.50% Up to $25,000 Tier $0 - $25,000 -10 check card transactions, electronic statements, direct deposit or auto ACH debit - Power Checking.
Community Bank of Pleasant Hill
Rates as of Nov. 19th
Missouri 1.50% Up to $10,000 10 POS debit card transactions - at least one ACH direct deposit or ACH auto debit - electronic statement - located in Pleasant Hill, MO - Rewards Checking
First Arkansas Bank & Trust
Rates as of Nov. 19th
Arkansas 1.50% Up to $15,000 10 debit card transactions purchases post and clear - electronic statements - 1 direct deposit, auto ACH debit or online bill payment post and clear - Arkansas residents only -- Pure Checking
Bank of the Wichitas
Rates as of Nov. 19th
Oklahoma 1.50% Up to $10,000 10 Visa CheckCard sales transactions - electronic statements - Wichita Rewards Checking
Tioga State Bank
Rates as of Nov. 19th
NY 1.50% Up to $15,000 12 debit card transactions - electronic statements - 1 direct deposit or ACH debit per qualification cycle. Tier 2 $0 to less than $15,000 - Rewards Checking
AmericaNet Bank
Rates as of Nov. 19th
Nationwide 1.50% Up to $10,000 10 debit card purchases per statement cycle - electronic statements - AmericaNet Rewards Checking
Independent Bank
Rates as of Nov. 18th
Texas 1.50% Up to $25,000 12 debit card transactions excludes ATM transactions, must be posted not pending - electronic statements - 1 ACH direct deposit or Auto Debit - Texas market area only - Free Rewards Checking
Community Bank of Raymore
Rates as of Nov. 19th
Missouri 1.50% Up to $10,000 10 debit card purchases post and settle per statement cycle - electronic statements - 1 automatic payment or direct deposit - Rewards Checking
Redneck Bank
Rates as of Nov. 19th
Nationwide 1.50% Up to $10,000 10 debit card purchases each monthly statement cycle - electronic statements - foreign ATM fee refunds - Redneck Rewards Checking
DuPont Community Credit Union
Rates as of Nov. 19th
VA 1.27% Up to $25,000 10 debit card transactions - electronic statements - membership open to people living, working, worshiping, or going to school in Augusta, Rockingham, Rockbridge, Highland, Bath, Shenandoah, Waynsboro, Staunton, Harrisonburg, Lexington, and Buena Vista Counties, VA - Grow Green Checking Tier I
Liberty Bank
Rates as of Nov. 18th
Illinois 1.26% Up to $10,000 15 debit card transactions - electronic statements - 1 direct deposit or ACH - Kasasa Cash
Heritage Bank (heritagebankna.com)
Rates as of Nov. 18th
Minnesota, Iowa 1.26% Up to $25,000 10 debit card payments and/or purchases post to your account each month (excluding ATM transactions) - electronic statements - 1 direct deposit or automatic payment (ACH) each month - ATM fee refunds when you meet monthly qualifications - eCentive Checking
West Texas National Bank
Rates as of Nov. 19th
Texas 1.26% Up to $25,000 10 debit card purchases per statement cycle - electronic statements - free ATMs nationwide with qualifications met - Ultimate Checking
Bank of Blue Valley
Rates as of Nov. 19th
Kansas 1.25% Up to $15,000 $1,000 in signature based point-of-sale (POS) transactions each statement cycle - electronic statements - 1 direct deposit or auto ACH payment - no minimum opening deposit in person ($100 online) - Ultimate Checking
Bank 1440
Rates as of Nov. 19th
Arizona 1.25% Up to $25,000 10 check/debit card transactions - electronic statements - 1 direct deposit or auto ACH - Must complete in person - Optimum Checking
United Federal Credit Union
Rates as of Nov. 19th
Arkansas, Michigan, Nevada, North Carolina, Ohio 1.25% Up to $25,000 10 check/debit card transactions - electronic statements - 1 direct deposit or 1 auto ACH - rates may vary by location - Rate collected within: Michigan - Interest Plus Checking
Bank of Internet
Rates as of Nov. 19th
Open to all states 1.25% Up to $150,000 15 debit card transactions - receive qualifying direct deposits - debit card transactions must be $3 or more to qualify - open account online - balances over $150,000 will not earn interest - Rewards Checking
First American Bank
Rates as of Nov. 19th
IL 1.25% Up to $15,000 15 qualifying payments post and clear during the monthly statement cycle - ATM fee refunds and refund of the monthly fee when qualifications are met - Everyday Rewards Checking
Westbury Bank
Rates as of Nov. 19th
Wisconsin 1.10% Up to $15,000 15 check/debit card transactions - electronic statements - 1 direct deposit or auto ACH - access online banking - Wisconsin residents only - Ideal Rewards Checking
North Middlesex Savings Bank
Rates as of Nov. 18th
Massachusetts 1.10% Up to $25,000 12 debit card transactions - electronic statements - 1 direct deposit - must live within market area to open an account - Easy MAX Checking
Lee County Bank and Trust, NA
Rates as of Nov. 18th
Iowa, Illinois, Missouri 1.10% Up to $15,000 10 debit card purchases - electronic statements - 1 direct deposit or auto payment - access online banking - The Big Account Reward Checking
Avidia Bank
Rates as of Nov. 19th
Open to all states 1.06% Up to $25,000 10 debit card purchases - electronic statements - 1 direct deposit or ACH - enroll in and sign into online banking at least once a month - avoid a negative balance - apply online only - available nationally - eChecking
Legence Bank
Rates as of Nov. 18th
Indiana, Illinois 1.05% Up to $25,000 10 check/debit card transactions - electronic statements -1 auto ACH, bill pay transfer OR direct deposit transfer - sign into online banking once a month - serving Southern Illinois - Kasasa Cash
North Country Savings Bank
Rates as of Nov. 18th
New York 1.05% Up to $25,000 10 debit card purchases per statement cycle - electronic statements - 1 direct deposit or 1 automatic payment per statement cycle - Advantage Checking - Qualified Tier 1
Rocky Mountain Bank
Rates as of Nov. 19th
Montana 1.01% Up to $20,000 15 or more signature-based purchases(Does not include ATM transactions ) - electronic statements-direct deposit- Accounts from local service areas only - Cash Rewards Checking
First Bank and Trust
Rates as of Nov. 19th
Iowa, Minnesota, Nebraska, North Dakota, South Dakota 1.01% Up to $25,000 10 check/debit card purchase transactions - electronic statements -1 direct deposit or auto ACH payment - available to residents of Iowa, Minnesota, Nebraska, North Dakota and South Dakota - Easy Grow Checking
United Financial Credit Union
Rates as of Nov. 19th
Michigan 1.01% Up to $25,000 12 check/debit card transactions - electronic statements - 1 direct deposit - 1 online bill pay - limited to Saginaw, Bay and Midland Counties - Direct Rewards Checking
Dedham Savings
Rates as of Nov. 19th
Massachusetts 1.00% Up to $10,000 12 debit card transactions - electronic statements - direct deposit or ACH - Reward Checking
Rollstone Bank and Trust
Rates as of Nov. 19th
Massachusetts 1.00% Up to $25,000 10 debit card transactions-electronic statements-direct deposit of payroll, pension, or social security check - All In One Checking
Bank of Fayetteville
Rates as of Nov. 19th
Arkansas 1.00% Up to $15,000 10 VISA check card transactions - electronic statements - 1 direct deposit or ACH payment - sign on to online banking - Limited to residents in these AR and OK counties: Benton, Washington, Madison, Carroll, Delaware and Adair - Smart Checking
Saginaw Medical Federal Credit Union
Rates as of Nov. 19th
Michigan 1.00% Up to $25,000 12 debit card signature-based transactions (excluding ATM PIN-based transactions)-electronic statements-1 direct deposit-online banking-Membership limited to those in healthcare field in the Saginaw, MI area, see site for details. Rewards Checking
ViewPoint Bank
Rates as of Nov. 19th
Texas 1.00% Up to $25,000 15 check/debit card purchases - electronic statements - 1 direct deposit or 1 online bill pay - apply online - limited to residents of Texas - Absolute Checking
Farmers and Merchants National Bank
Rates as of Nov. 19th
Illinois 1.00% Up to $15,000 12 debit card transactions - electronic statements - 1 direct deposit or auto ACH debit - available to residents of Southwestern Illinois and it's surrounding counties. Hometown Advantage.
Northstar Bank of Texas
Rates as of Nov. 18th
Texas 1.00% Up to $10,000 10 check/debit card transactions - electronic statements - 1 direct deposit or auto ACH - log on to online banking - e-statements - must reside within 50 miles of Denton, TX - Northstar Reward Checking
MB Financial
Rates as of Nov. 18th
Illinois, Pennsylvania 1.00% Up to $10,000 Complete 15 signature-based debit card transactions totaling $200 or more - electronic statements - ACH credits/debits totaling $250 or more - apply online - MB Red Checking
Farmers State Bank (farmersstatebankmn.com)
Rates as of Nov. 19th
Minnesota 1.00% Up to $15,000 10 Check Card Point of Sale purchases (ATM withdrawals do not qualify)- electronic statements - 1 automatic payment/transfer or direct deposit - access online banking -Only Minnesota and Iowa residents are eligible - Free E-Checking
Neighbors Credit Union
Rates as of Nov. 18th
MO, IL 1.00% Up to $25,000 12 debit card transactions - electronic statements - online banking - direct deposit - Elite Green Checking
State Bank of Toledo
Rates as of Nov. 19th
Iowa 0.90% Up to $25,000 10 debit card purchases post and clear per monthly qualification cycle - electronic statements - 1 direct deposit or ACH auto debit post and clear per qualification cycle - log in to view your account activity electronically one or more times per qualification cycle - free ATM refunds when qualifications are met - Hometown Green Checking
Reliabank
Rates as of Nov. 19th
South Dakota 0.77% Up to $25,000 15 debit card purchases - electronic statements - 1 direct deposit/ACH, or 1 bill pay- Ultimate Checking
Lake City Bank
Rates as of Nov. 18th
Indiana 0.76% Up to $50,000 8 check/debit card transactions - electronic statements - direct deposit/auto ACH - local market area only
Renasant Bank
Rates as of Nov. 19th
AL, GA, MS, TN 0.76% Up to $25,000 10 debit card transactions (excluding ATM transactions) post and clear per qualification cycle - electronic statements - 1 Direct Deposit or ACH post and clear per qualification cycle - log on to Internet Banking - Mississippi, Tennessee, Alabama, Georgia market area - Rewards Checking
Grand Bank
Rates as of Nov. 18th
New Jersey 0.75% Up to $25,000 Conduct (0) zero debit point of sale transactions per qualification cycle - Electronic statements -1 direct deposit or ACH auto debit - Rewards Checking
Fort Morgan State Bank
Rates as of Nov. 19th
Colorado 0.75% Up to $25,000 12 debit transactions - electronic statements - 1 direct deposit or ACH - open in person - Windmill Smart Checking
BankNewport
Rates as of Nov. 19th
Rhode Island, Massachusetts 0.65% Up to $50,000 12 debit card transactions - electronic statements - 1 direct deposit or auto ACH debit - for residents of Rhode Island and Southeastern Massachusetts only - $5.95 monthly fee waived when qualifications are met - Go Checking
Haverhill Bank
Rates as of Nov. 18th
Massachusetts 0.65% Up to $50,000 10 debit card transactions - electronic statements - 1 direct deposit or ACH auto debit - access online banking - requires online account with current email address - Rewards Checking
Bank of Idaho
Rates as of Nov. 19th
Idaho 0.64% Up to $10,000 10 debit card transactions - electronic statements - 1 direct deposit or ACH auto debit - Idaho market area only - Kasasa Cash
CharterBank
Rates as of Nov. 19th
Alabama, Georgia 0.51% Up to $15,000 10 check/debit card transactions - electronic statements - 1 direct deposit or auto ACH - online banking - REWARDSChecking
Bank of The Valley
Rates as of Nov. 19th
Nebraska 0.50% Up to $20,000 10 check card (credit) transactions -- electronic statement - 1 direct deposit or ACH debit - Bonus Checking
Coleman County State Bank
Rates as of Nov. 19th
TX 0.50% Up to $25,000 10 check card transactions - electronic statements - direct deposit or automatic payment - Reward Checking
CoreFirst Bank and Trust
Rates as of Nov. 19th
Colorado, Kansas 0.50% Up to $25,000 10 signed Visa Check Card transactions per statement cycle - e statements - 2 or more internet bill payments or ACH payments/debits - direct deposit - must open account in branch - Rewards Checking
Security Bank (securitybk.com)
Rates as of Nov. 19th
Illinois 0.40% Up to $25,000 10 debit card purchases post and settle each monthly qualification cycle - electronic statements - 1 automatic payment (ACH) or direct deposit post and settle each monthly qualification cycle - be enrolled and log into online banking - nationwide ATM fee refunds - Kasasa Cash Rewards
Community West Bank
Rates as of Nov. 19th
California 0.30% Up to $15,000 10 debit card transactions - electronic statements - at least one direct deposit - access online banking at least once each cycle - Great Rate Checking
Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

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