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Advertiser Disclosure: Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available.

1. Find a new bank

Do a little research and find the right bank for youThink about what you want in a bank. Convenient branches and ATMs? Low fees? Many products for deposits, such as CDs and money market accounts, and loans, such as mortgages and car loans? Flexible hours? Or maybe you’re considering an online bank.

You can find a bank by asking family and friends about their bank. Or you can research different banks on SavingsAccounts.com to find the right bank for your needs.

When you’ve narrowed down the search, look at the details, such as the new bank’s fee schedule as a part of your due diligence and what balance you need to qualify for free checking.

Advertiser Disclosure: Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available. Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author's alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program. UGC Disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.